BlastPoint's Credit Union Scorecard
CASCADE COMMUNITY
Charter #5652 · OR
CASCADE COMMUNITY has 8 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 50.0% in tier
- + Organic Growth Leader: Top 50.0% in tier
- + ROA 1.53% above tier average
- + Net Interest Margin 0.13% above tier average
- + Efficiency Ratio: Top 1.9% in tier
- + Total Delinquency Rate (60+ days): Top 2.2% in tier
- + Total Assets: Top 3.4% in tier
- + Total Deposits: Top 5.6% in tier
Key Concerns
Areas that may need attention
- - Liquidity Overhang: Bottom 50.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 16 that size in Oregon.
- Shares and deposits +3.6% year over year ($383M in shares and deposits).
- Membership: 19,835 members, +3.6% vs a year ago.
- Delinquency rate 0.04%.
- Return on assets 2.39%.
- Efficiency ratio 48.89% vs a 76.73% peer average.
- Loan-to-share ratio 71.43% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
19,835
+3.6% YoY+1.0% QoQ
|
+4.7K |
15,168
-2.6% YoY
|
51,821
+9.3% YoY
|
34,678
+6.6% YoY
|
77% |
| Assets |
$465.1M
+5.2% YoY+1.3% QoQ
|
+$233.0M |
$232.0M
+0.7% YoY
|
$850.7M
+8.9% YoY
|
$593.1M
+10.2% YoY
|
Top 3.5% in tier |
| Loans |
$273.6M
+4.5% YoY+2.2% QoQ
|
+$127.3M |
$146.3M
+0.2% YoY
|
$590.7M
+10.5% YoY
|
$418.6M
+10.1% YoY
|
Top 10.2% in tier |
| Deposits |
$383.0M
+3.6% YoY+0.9% QoQ
|
+$182.3M |
$200.7M
+0.2% YoY
|
$725.1M
+8.5% YoY
|
$504.8M
+10.3% YoY
|
Top 5.7% in tier |
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| ROA |
2.4%
+0.9% YoY+1.4% QoQ
|
+1.5% |
0.9%
+12.5% YoY
|
0.8%
+19.1% YoY
|
1.2%
+121.4% YoY
|
Top 1.3% in tier |
| NIM |
3.8%
+5.3% YoY+1.4% QoQ
|
+0.1% |
3.7%
+4.5% YoY
|
4.0%
+5.3% YoY
|
3.8%
+2.3% YoY
|
60% |
| Efficiency Ratio |
48.9%
+3.0% YoY+1.0% QoQ
|
-27.8% |
76.7%
-0.8% YoY
|
78.0%
+0.7% YoY
|
83.0%
-5.3% YoY
|
Top 1.9% in tier |
| Delinquency Rate |
0.0%
-46.8% YoY-27.9% QoQ
|
-0.8 |
0.9%
+6.6% YoY
|
1.1%
+29.8% YoY
|
1.3%
+2.6% YoY
|
Top 2.2% in tier |
| Loan To Share |
71.4%
+0.8% YoY+1.3% QoQ
|
-0.1% |
71.5%
-0.3% YoY
|
76.6%
+0.5% YoY
|
66.4%
-1.4% YoY
|
48% |
| AMR |
$33,099
+0.3% YoY+0.4% QoQ
|
+$8K |
$25,107
+3.2% YoY
|
$25,405
+1.6% YoY
|
$20,028
-0.9% YoY
|
Top 13.0% in tier |
| CD Concentration |
10.9%
+4.6% YoY+1.3% QoQ
|
-13.7% | 24.6% | 16.7% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 13.6% | 7.7% | 50% |
Signature Analysis
Strengths (2)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (1)
Liquidity Overhang
riskExceptional capital position (>16%, top quartile). Strong fundamentals—opportunity to deploy capital more productively.
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)