BlastPoint's Credit Union Scorecard
HAYNES COMMUNITY
Charter #5773 · IN
HAYNES COMMUNITY has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Asset Growth Rate: Top 7.6% in tier
- + Deposit Growth Rate: Top 9.7% in tier
Key Concerns
Areas that may need attention
- - ROA 0.78% below tier average
- - Delinquency rate 0.50% above tier average
- - Member decline: -3.6% YoY
- - Indirect Auto Concentration (%): Bottom 0.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 71 that size in Indiana.
- Shares and deposits +9.1% year over year ($37.2M in shares and deposits).
- Membership: 3,955 members, -3.6% vs a year ago.
- Delinquency rate 2.04%.
- Return on assets 0.71%.
- Efficiency ratio 80.27% vs a 88.77% peer average.
- Loan-to-share ratio 76.23% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,955
-3.6% YoY-0.8% QoQ
|
+1.4K |
2,585
-1.7% YoY
|
23,392
+5.7% YoY
|
34,678
+6.6% YoY
|
79% |
| Assets |
$42.3M
+9.8% YoY-0.3% QoQ
|
+$12.0M |
$30.3M
+1.5% YoY
|
$404.4M
+8.2% YoY
|
$593.1M
+10.2% YoY
|
71% |
| Loans |
$28.3M
-11.5% YoY-3.1% QoQ
|
+$12.9M |
$15.5M
-1.7% YoY
|
$288.6M
+8.1% YoY
|
$418.6M
+10.1% YoY
|
81% |
| Deposits |
$37.2M
+9.1% YoY-0.6% QoQ
|
+$11.4M |
$25.8M
+1.1% YoY
|
$337.5M
+7.0% YoY
|
$504.8M
+10.3% YoY
|
72% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
-3.6% YoY+39.8% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
1.6%
+105.9% YoY
|
1.2%
+121.4% YoY
|
45% |
| NIM |
3.4%
+0.2% YoY+45.9% QoQ
|
-0.5% |
3.9%
+0.9% YoY
|
3.9%
+3.1% YoY
|
3.8%
+2.3% YoY
|
30% |
| Efficiency Ratio |
80.3%
-0.1% YoY+3.9% QoQ
|
-8.5% |
88.8%
-6.9% YoY
|
105.3%
+31.6% YoY
|
83.0%
-5.3% YoY
|
49% |
| Delinquency Rate |
2.0%
+52.1% YoY-2.2% QoQ
|
+0.5 |
1.5%
+2.1% YoY
|
1.6%
+32.0% YoY
|
1.3%
+2.6% YoY
|
79% |
| Loan To Share |
76.2%
-18.9% YoY-2.5% QoQ
|
+17.3% |
58.9%
-3.1% YoY
|
68.6%
+0.4% YoY
|
66.4%
-1.4% YoY
|
76% |
| AMR |
$16,569
+2.8% YoY-0.9% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$18,349
+1.6% YoY
|
$20,028
-0.9% YoY
|
63% |
| CD Concentration |
28.1%
+55.8% YoY+10.2% QoQ
|
+3.6% | 24.6% | 19.4% | 20.0% | 50% |
| Indirect Auto % |
73.0%
-1.1% YoY+0.6% QoQ
|
+59.4% | 13.6% | 11.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)