BlastPoint's Credit Union Scorecard
METROPOLITAN CHURCH
Charter #5970 · VA
METROPOLITAN CHURCH has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.80% above tier average
- + Net Worth Ratio: Top 9.0% in tier
Key Concerns
Areas that may need attention
- - ROA 4.28% below tier average
- - Efficiency ratio 11.34% above tier (higher cost structure)
- - Delinquency rate 9.85% above tier average
- - Total Delinquency Rate (60+ days): Bottom 2.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,918
-0.1% YoY+0.3% QoQ
|
-758 |
2,676
+1.6% YoY
|
224,534
+5.9% YoY
|
33,913
+5.7% YoY
|
50% |
| Assets |
$13.0M
+2.1% YoY+3.0% QoQ
|
$-17.2M |
$30.2M
+1.3% YoY
|
$3.0B
+7.5% YoY
|
$578.3M
+9.0% YoY
|
37% |
| Loans |
$4.8M
-10.8% YoY-0.6% QoQ
|
$-10.4M |
$15.3M
-2.0% YoY
|
$2.1B
+5.8% YoY
|
$402.4M
+8.7% YoY
|
34% |
| Deposits |
$9.5M
+2.4% YoY+4.0% QoQ
|
$-16.3M |
$25.8M
+0.7% YoY
|
$2.6B
+7.7% YoY
|
$494.3M
+9.1% YoY
|
35% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-4.1%
-859.3% YoY-2188.6% QoQ
|
-4.3% |
0.1%
-77.6% YoY
|
0.3%
-55.0% YoY
|
0.4%
-39.2% YoY
|
Bottom 2.3% in tier |
| NIM |
4.8%
-18.0% YoY-13.2% QoQ
|
+0.8% |
4.0%
+4.0% YoY
|
4.0%
+3.3% YoY
|
3.8%
+4.1% YoY
|
Top 14.8% in tier |
| Efficiency Ratio |
102.0%
+47.5% YoY+16.0% QoQ
|
+11.3% |
90.6%
+6.5% YoY
|
81.9%
+0.2% YoY
|
84.6%
+2.8% YoY
|
Bottom 14.0% in tier |
| Delinquency Rate |
11.4%
+4.9% YoY+93.1% QoQ
|
+9.8 |
1.5%
+3.8% YoY
|
1.4%
-2.1% YoY
|
1.2%
+3.4% YoY
|
Bottom 2.0% in tier |
| Loan To Share |
51.0%
-12.9% YoY-4.4% QoQ
|
-7.6% |
58.5%
-3.0% YoY
|
62.9%
-4.5% YoY
|
65.6%
-1.4% YoY
|
38% |
| AMR |
$7,472
-2.4% YoY+2.1% QoQ
|
$-7K |
$14,884
-1.7% YoY
|
$19,100
+3.1% YoY
|
$19,920
+1.6% YoY
|
17% |
| CD Concentration |
11.6%
+33.7% YoY+21.6% QoQ
|
-12.6% | 24.3% | 18.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)