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BlastPoint's Credit Union Scorecard

MATERNITY B.V.M.

Charter #60212 · IL

<100M
2437 CUs in <100M nationally 127 in IL

MATERNITY B.V.M. has 1 strength but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Total Delinquency Rate (60+ days): Top 0.1% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.00% below tier average
  • - Member decline: -3.6% YoY
  • - Asset Growth Rate: Bottom 9.6% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
  • Shares and deposits -8.1% year over year ($9.9M in shares and deposits).
  • Membership: 1,071 members, -3.6% vs a year ago.
  • Delinquency rate 0.00%.
  • Return on assets 0.49%.
  • Efficiency ratio 77.94% vs a 88.77% peer average.
  • Loan-to-share ratio 72.37% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 1,071
-3.6% YoY-0.9% QoQ
-1.5K 2,585
-1.7% YoY
23,254
+11.8% YoY
34,678
+6.6% YoY
30%
Assets $11.3M
-6.9% YoY+0.3% QoQ
$-18.9M $30.3M
+1.5% YoY
$427.8M
+15.2% YoY
$593.1M
+10.2% YoY
34%
Loans $7.1M
+7.5% YoY+7.1% QoQ
$-8.3M $15.5M
-1.7% YoY
$298.4M
+15.0% YoY
$418.6M
+10.1% YoY
43%
Deposits $9.9M
-8.1% YoY+0.2% QoQ
$-15.9M $25.8M
+1.1% YoY
$358.8M
+15.8% YoY
$504.8M
+10.3% YoY
36%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.5%
-206.4% YoY-174.1% QoQ
-1.0% 1.5%
+241.5% YoY
1.1%
+953.5% YoY
1.2%
+121.4% YoY
30%
NIM 3.1%
+18.4% YoY+32.2% QoQ
-0.8% 3.9%
+0.9% YoY
3.7%
+1.5% YoY
3.8%
+2.3% YoY
21%
Efficiency Ratio 77.9%
-16.4% YoY-26.3% QoQ
-10.8% 88.8%
-6.9% YoY
84.5%
-59.6% YoY
83.0%
-5.3% YoY
43%
Delinquency Rate 0.0%
-100.0% YoY-100.0% QoQ
-1.5 1.5%
+2.1% YoY
1.3%
-18.5% YoY
1.3%
+2.6% YoY
Top 0.1% in tier
Loan To Share 72.4%
+16.9% YoY+6.9% QoQ
+13.5% 58.9%
-3.1% YoY
60.1%
-3.0% YoY
66.4%
-1.4% YoY
70%
AMR $15,878
+1.5% YoY+4.0% QoQ
+$915 $14,963
-6.8% YoY
$15,331
+1.7% YoY
$20,028
-0.9% YoY
60%
CD Concentration 23.7%
+7.7% YoY+8.1% QoQ
-0.8% 24.6% 14.0% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 6.8% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (5 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.70%
#1 of 2437 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
276
Members Per Employee (MPE)
engagement
Value: 535.500
Peer Median: 328.333
#276 of 2437 Top 11.3% in <100M tier
337
Loan Growth Rate
growth
Value: 7.50%
Peer Median: -2.63%
#337 of 2437 Top 13.8% in <100M tier

Top Weaknesses (3 metrics)

2205
Asset Growth Rate
growth
Value: -6.87%
Peer Median: 1.25%
#2205 of 2437 Bottom 9.6% in <100M tier
2179
Deposit Growth Rate
growth
Value: -8.06%
Peer Median: 0.92%
#2179 of 2437 Bottom 10.6% in <100M tier
1921
Net Interest Margin (NIM)
profitability
Value: 3.14%
Peer Median: 3.87%
#1921 of 2437 Bottom 21.2% in <100M tier
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