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BlastPoint's Credit Union Scorecard

COMMUNITY HEALTHCARE

Charter #60247 · CT

<100M
2508 CUs in <100M nationally 43 in CT

COMMUNITY HEALTHCARE demonstrates 3 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.92% above tier average
  • + Net Interest Margin 1.34% above tier average
  • + Members Per Employee (MPE): Top 7.5% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 2,386
+0.9% YoY+4.4% QoQ
-290 2,676
+1.6% YoY
14,157
+8.2% YoY
33,913
+5.7% YoY
59%
Assets $18.2M
-0.2% YoY+2.4% QoQ
$-12.0M $30.2M
+1.3% YoY
$246.5M
+13.9% YoY
$578.3M
+9.0% YoY
46%
Loans $11.3M
-7.0% YoY-3.8% QoQ
$-4.0M $15.3M
-2.0% YoY
$136.3M
+13.4% YoY
$402.4M
+8.7% YoY
55%
Deposits $16.1M
-1.7% YoY+1.5% QoQ
$-9.7M $25.8M
+0.7% YoY
$217.1M
+13.8% YoY
$494.3M
+9.1% YoY
47%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.1%
+299.2% YoY+19.8% QoQ
+0.9% 0.1%
-77.6% YoY
0.6%
+218.7% YoY
0.4%
-39.2% YoY
71%
NIM 5.3%
+0.4% YoY-4.0% QoQ
+1.3% 4.0%
+4.0% YoY
3.6%
+1.6% YoY
3.8%
+4.1% YoY
Top 7.4% in tier
Efficiency Ratio 77.3%
+3.8% YoY+1.0% QoQ
-13.4% 90.6%
+6.5% YoY
83.6%
-6.8% YoY
84.6%
+2.8% YoY
40%
Delinquency Rate 0.4%
-60.6% YoY-79.0% QoQ
-1.1 1.5%
+3.8% YoY
2.5%
+122.5% YoY
1.2%
+3.4% YoY
41%
Loan To Share 70.4%
-5.3% YoY-5.2% QoQ
+11.8% 58.5%
-3.0% YoY
52.8%
-1.3% YoY
65.6%
-1.4% YoY
68%
AMR $11,479
-4.8% YoY-4.9% QoQ
$-3K $14,884
-1.7% YoY
$17,581
+5.9% YoY
$19,920
+1.6% YoY
36%
CD Concentration 0.0% -24.3% 24.3% 14.5% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
185
Net Interest Margin (NIM)
profitability
Value: 5.35%
Peer Median: 3.83%
#185 of 2508 Top 7.3% in <100M tier
190
Members Per Employee (MPE)
engagement
Value: 596.500
Peer Median: 333.750
#190 of 2508 Top 7.5% in <100M tier
607
Member Growth Rate
growth
Value: 0.89%
Peer Median: -1.37%
#607 of 2508 Top 24.2% in <100M tier

Top Weaknesses (2 metrics)

2067
AMR Growth Rate
growth
Value: -4.82%
Peer Median: 1.27%
#2067 of 2508 Bottom 17.6% in <100M tier
1981
Net Charge-Off Rate
risk
Value: 0.66%
Peer Median: 0.07%
#1981 of 2508 Bottom 21.1% in <100M tier
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