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BlastPoint's Credit Union Scorecard

BLAW-KNOX

Charter #60302 · IL

<100M
2508 CUs in <100M nationally 137 in IL

BLAW-KNOX has 3 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.64% above tier average
  • + Net Interest Margin 0.11% above tier average
  • + Members Per Employee (MPE): Top 7.4% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -2.3% YoY

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 1,800
-2.3% YoY-0.7% QoQ
-876 2,676
+1.6% YoY
22,133
+6.8% YoY
33,913
+5.7% YoY
47%
Assets $13.7M
+4.4% YoY+4.4% QoQ
$-16.5M $30.2M
+1.3% YoY
$406.0M
+9.7% YoY
$578.3M
+9.0% YoY
38%
Loans $8.0M
-0.1% YoY-2.0% QoQ
$-7.3M $15.3M
-2.0% YoY
$279.6M
+10.0% YoY
$402.4M
+8.7% YoY
46%
Deposits $11.0M
+3.5% YoY+5.0% QoQ
$-14.7M $25.8M
+0.7% YoY
$344.9M
+10.3% YoY
$494.3M
+9.1% YoY
38%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.8%
+30.4% YoY+27.8% QoQ
+1.6% 0.1%
-77.6% YoY
0.5%
-57.9% YoY
0.4%
-39.2% YoY
Top 9.3% in tier
NIM 4.1%
+3.8% YoY+2.1% QoQ
+0.1% 4.0%
+4.0% YoY
3.7%
-0.2% YoY
3.8%
+4.1% YoY
63%
Efficiency Ratio 62.5%
-10.6% YoY-11.3% QoQ
-28.1% 90.6%
+6.5% YoY
87.0%
+8.4% YoY
84.6%
+2.8% YoY
Top 15.0% in tier
Delinquency Rate 0.1%
+14.5% QoQ
-1.4 1.5%
+3.8% YoY
1.2%
+7.3% YoY
1.2%
+3.4% YoY
25%
Loan To Share 72.2%
-3.5% YoY-6.7% QoQ
+13.7% 58.5%
-3.0% YoY
60.2%
-0.9% YoY
65.6%
-1.4% YoY
71%
AMR $10,556
+4.4% YoY+2.7% QoQ
$-4K $14,884
-1.7% YoY
$15,723
+4.6% YoY
$19,920
+1.6% YoY
31%
CD Concentration 30.8%
+14.8% YoY-0.0% QoQ
+6.5% 24.3% 14.0% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 7.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
186
Members Per Employee (MPE)
engagement
Value: 600.000
Peer Median: 333.750
#186 of 2508 Top 7.4% in <100M tier
232
Return on Assets (ROA)
profitability
Value: 1.79%
Peer Median: 0.61%
#232 of 2508 Top 9.2% in <100M tier
377
Efficiency Ratio
profitability
Value: 62.52%
Peer Median: 81.45%
#377 of 2508 Top 15.0% in <100M tier
625
Net Worth Ratio
risk
Value: 19.21%
Peer Median: 14.28%
#625 of 2508 Top 24.9% in <100M tier

Top Weaknesses (2 metrics)

2097
Share Certificate Concentration (%)
balance_sheet
Value: 30.77%
Peer Median: 12.45%
#2097 of 2508 Bottom 16.4% in <100M tier
1942
Net Charge-Off Rate
risk
Value: 0.60%
Peer Median: 0.07%
#1942 of 2508 Bottom 22.6% in <100M tier
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