BlastPoint's Credit Union Scorecard
TAHQUAMENON AREA
Charter #60423 · MI
TAHQUAMENON AREA has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.07% above tier average
- + Fee Income Per Member: Top 6.3% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 2.72% above tier (higher cost structure)
- - Member decline: -2.3% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,595
-2.3% YoY-0.8% QoQ
|
+1.9K |
2,676
+1.6% YoY
|
36,022
+6.3% YoY
|
33,913
+5.7% YoY
|
84% |
| Assets |
$67.6M
+3.6% YoY+0.2% QoQ
|
+$37.5M |
$30.2M
+1.3% YoY
|
$705.1M
+14.1% YoY
|
$578.3M
+9.0% YoY
|
Top 13.2% in tier |
| Loans |
$26.1M
+5.1% YoY-1.7% QoQ
|
+$10.8M |
$15.3M
-2.0% YoY
|
$480.6M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
79% |
| Deposits |
$60.8M
+3.5% YoY+0.5% QoQ
|
+$35.0M |
$25.8M
+0.7% YoY
|
$601.5M
+14.1% YoY
|
$494.3M
+9.1% YoY
|
Top 11.8% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
-37.8% YoY-30.3% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.9%
+85.7% YoY
|
0.4%
-39.2% YoY
|
31% |
| NIM |
3.0%
+4.8% YoY+3.9% QoQ
|
-1.0% |
4.0%
+4.0% YoY
|
3.7%
+3.8% YoY
|
3.8%
+4.1% YoY
|
20% |
| Efficiency Ratio |
93.4%
+4.8% YoY+2.2% QoQ
|
+2.7% |
90.6%
+6.5% YoY
|
75.8%
-7.1% YoY
|
84.6%
+2.8% YoY
|
75% |
| Delinquency Rate |
1.2%
+11.0% YoY+21.7% QoQ
|
-0.3 |
1.5%
+3.8% YoY
|
0.7%
-7.8% YoY
|
1.2%
+3.4% YoY
|
68% |
| Loan To Share |
42.8%
+1.5% YoY-2.2% QoQ
|
-15.7% |
58.5%
-3.0% YoY
|
65.1%
-0.0% YoY
|
65.6%
-1.4% YoY
|
25% |
| AMR |
$18,910
+6.4% YoY+0.7% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$22,971
+5.9% YoY
|
$19,920
+1.6% YoY
|
73% |
| CD Concentration |
12.8%
+33.3% YoY+1.0% QoQ
|
-11.5% | 24.3% | 18.6% | 19.8% | 50% |
| Indirect Auto % |
4.7%
+601.4% YoY+15.3% QoQ
|
-9.1% | 13.8% | 11.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)