BlastPoint's Credit Union Scorecard
TANGIPAHOA PARISH TEACHERS
Charter #60475 · LA
2596 CUs in <100M nationally
108 in LA
TANGIPAHOA PARISH TEACHERS has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.32% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Net Worth Ratio: Top 3.3% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.1% YoY
- - First Mortgage Concentration (%): Bottom 5.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,890
-3.1% YoY-0.8% QoQ
|
+264 |
2,625
-2.2% YoY
|
9,352
+2.6% YoY
|
33,089
+6.1% YoY
|
65% |
| Assets |
$31.6M
+3.9% YoY+1.8% QoQ
|
+$1.7M |
$29.9M
+1.1% YoY
|
$121.4M
+4.9% YoY
|
$547.7M
+7.8% YoY
|
62% |
| Loans |
$16.9M
+2.8% YoY+2.5% QoQ
|
+$1.1M |
$15.8M
-2.4% YoY
|
$86.9M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
64% |
| Deposits |
$20.1M
+4.8% YoY+2.3% QoQ
|
$-5.4M |
$25.5M
+0.4% YoY
|
$103.9M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
53% |
| ROA |
1.0%
+50.6% YoY+9.8% QoQ
|
+0.3% |
0.7%
-731.4% YoY
|
0.5%
+1.1% YoY
|
0.7%
+273.4% YoY
|
61% |
| NIM |
3.1%
+15.8% YoY+2.3% QoQ
|
-0.8% |
3.9%
+3.8% YoY
|
4.3%
+3.2% YoY
|
3.7%
+5.0% YoY
|
20% |
| Efficiency Ratio |
64.4%
-8.1% YoY-3.7% QoQ
|
-17.0% |
81.4%
-2.4% YoY
|
82.9%
-3.6% YoY
|
79.1%
-3.3% YoY
|
21% |
| Delinquency Rate |
0.8%
-31.4% YoY-13.8% QoQ
|
-0.7 |
1.5%
-2.0% YoY
|
1.8%
-12.2% YoY
|
1.2%
-0.9% YoY
|
56% |
| Loan To Share |
83.9%
-1.9% YoY+0.2% QoQ
|
+22.7% |
61.2%
-3.0% YoY
|
70.9%
-2.6% YoY
|
68.0%
-1.7% YoY
|
82% |
| AMR |
$12,793
+7.2% YoY+3.2% QoQ
|
$-2K |
$14,627
-2.7% YoY
|
$13,297
+2.9% YoY
|
$19,418
+1.3% YoY
|
45% |
| CD Concentration |
32.0%
+18.5% YoY+6.5% QoQ
|
+7.6% |
24.4%
+4.2% YoY
|
15.0%
+9.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
5.3%
+10.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (6 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
87
Net Worth Ratio
risk
Value:
36.30%
Peer Avg: 16.43%
#87 of 2596
Top 3.3% in <100M tier
441
AMR Growth Rate
growth
Value:
7.16%
Peer Avg: 4.67%
#441 of 2596
Top 16.9% in <100M tier
465
Loan-to-Share Ratio
balance_sheet
Value:
83.93%
Peer Avg: 61.23%
#465 of 2596
Top 17.9% in <100M tier
536
Efficiency Ratio
profitability
Value:
64.41%
Peer Avg: 81.39%
#536 of 2596
Top 20.6% in <100M tier
644
Deposit Growth Rate
growth
Value:
4.79%
Peer Avg: 16.80%
#644 of 2596
Top 24.8% in <100M tier
Top Weaknesses (4 metrics)
2448
First Mortgage Concentration (%)
balance_sheet
Value:
54.37%
Peer Avg: 14.49%
#2448 of 2596
Bottom 5.7% in <100M tier
2212
Share Certificate Concentration (%)
balance_sheet
Value:
31.97%
Peer Avg: 15.37%
#2212 of 2596
Bottom 14.8% in <100M tier
2064
Net Interest Margin (NIM)
profitability
Value:
3.09%
Peer Avg: 3.93%
#2064 of 2596
Bottom 20.5% in <100M tier
2021
Fee Income Per Member
profitability
Value:
$14.01
Peer Avg: $182.96
#2021 of 2596
Bottom 22.2% in <100M tier