BlastPoint's Credit Union Scorecard
MILLARD COUNTY
Charter #60494 · UT
MILLARD COUNTY demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.36% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,640
+0.1% YoY-0.7% QoQ
|
+2.0K |
2,625
-2.2% YoY
|
76,315
+6.4% YoY
|
33,089
+6.1% YoY
|
84% |
| Assets |
$60.4M
+5.3% YoY-0.5% QoQ
|
+$30.6M |
$29.9M
+1.1% YoY
|
$1.2B
+10.2% YoY
|
$547.7M
+7.8% YoY
|
83% |
| Loans |
$30.0M
-0.8% YoY-1.4% QoQ
|
+$14.2M |
$15.8M
-2.4% YoY
|
$924.9M
+10.2% YoY
|
$388.7M
+8.6% YoY
|
82% |
| Deposits |
$53.5M
+4.6% YoY-0.8% QoQ
|
+$28.1M |
$25.5M
+0.4% YoY
|
$1.1B
+10.6% YoY
|
$464.6M
+9.3% YoY
|
84% |
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| ROA |
1.0%
-3.9% YoY-0.9% QoQ
|
+0.4% |
0.7%
-731.4% YoY
|
0.9%
+11.6% YoY
|
0.7%
+273.4% YoY
|
63% |
| NIM |
3.4%
-1.5% YoY+2.1% QoQ
|
-0.5% |
3.9%
+3.8% YoY
|
3.4%
+7.0% YoY
|
3.7%
+5.0% YoY
|
30% |
| Efficiency Ratio |
68.9%
-4.4% YoY-0.0% QoQ
|
-12.5% |
81.4%
-2.4% YoY
|
71.6%
-3.7% YoY
|
79.1%
-3.3% YoY
|
29% |
| Delinquency Rate |
0.0%
-25.8% YoY-97.0% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
0.7%
+11.8% YoY
|
1.2%
-0.9% YoY
|
Bottom 13.6% in tier |
| Loan To Share |
56.0%
-5.2% YoY-0.6% QoQ
|
-5.2% |
61.2%
-3.0% YoY
|
78.2%
-2.6% YoY
|
68.0%
-1.7% YoY
|
42% |
| AMR |
$17,991
+2.5% YoY-0.3% QoQ
|
+$3K |
$14,627
-2.7% YoY
|
$21,167
+3.5% YoY
|
$19,418
+1.3% YoY
|
71% |
| CD Concentration |
19.2%
+14.7% YoY-1.0% QoQ
|
-5.2% |
24.4%
+4.2% YoY
|
27.9%
+4.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.4%
-10.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)