BlastPoint's Credit Union Scorecard
MILLARD COUNTY
Charter #60494 · UT
MILLARD COUNTY demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.37% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (UT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,590
-0.8% YoY-1.1% QoQ
|
+2.0K |
2,615
-1.9% YoY
|
78,581
+8.3% YoY
|
33,374
+5.7% YoY
|
83% |
| Assets |
$61.8M
+4.1% YoY+2.3% QoQ
|
+$31.7M |
$30.1M
+2.1% YoY
|
$1.2B
+12.9% YoY
|
$561.6M
+9.7% YoY
|
84% |
| Loans |
$30.1M
-2.2% YoY+0.6% QoQ
|
+$14.4M |
$15.8M
-1.3% YoY
|
$958.3M
+12.4% YoY
|
$397.0M
+8.8% YoY
|
82% |
| Deposits |
$54.8M
+3.4% YoY+2.4% QoQ
|
+$29.1M |
$25.7M
+1.4% YoY
|
$1.1B
+12.7% YoY
|
$477.3M
+9.7% YoY
|
84% |
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| ROA |
1.0%
-12.4% YoY-4.7% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.8%
+12.1% YoY
|
0.7%
+15.9% YoY
|
65% |
| NIM |
3.4%
-0.2% YoY-0.5% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
3.4%
+4.7% YoY
|
3.8%
+5.1% YoY
|
30% |
| Efficiency Ratio |
71.4%
+1.1% YoY+3.6% QoQ
|
-11.2% |
82.6%
-2.3% YoY
|
72.6%
-3.7% YoY
|
79.7%
-3.3% YoY
|
30% |
| Delinquency Rate |
0.2%
+1682.3% QoQ
|
-1.3 |
1.6%
-3.1% YoY
|
1.0%
+50.5% YoY
|
1.3%
-2.1% YoY
|
27% |
| Loan To Share |
55.0%
-5.4% YoY-1.8% QoQ
|
-5.6% |
60.6%
-3.1% YoY
|
76.7%
-4.3% YoY
|
67.4%
-1.7% YoY
|
41% |
| AMR |
$18,502
+2.1% YoY+2.8% QoQ
|
+$4K |
$14,783
-1.4% YoY
|
$21,704
+5.2% YoY
|
$19,687
+2.0% YoY
|
72% |
| CD Concentration |
20.0%
+22.6% YoY+4.2% QoQ
|
-4.4% | 24.4% | 28.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.4% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)