BlastPoint's Credit Union Scorecard
SELECT EMPLOYEES
Charter #60531 · IL
SELECT EMPLOYEES demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.02% above tier average
- + Total Loans: Top 6.2% in tier
- + Asset Growth Rate: Top 6.9% in tier
- + Deposit Growth Rate: Top 8.2% in tier
- + Total Deposits: Top 8.7% in tier
- + Member Growth Rate: Top 9.3% in tier
- + Total Assets: Top 9.5% in tier
- + Total Members: Top 9.8% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,805
+3.3% YoY-0.4% QoQ
|
+3.2K |
2,615
-1.9% YoY
|
21,665
+5.6% YoY
|
33,374
+5.7% YoY
|
Top 9.9% in tier |
| Assets |
$75.8M
+11.3% YoY+4.3% QoQ
|
+$45.7M |
$30.1M
+2.1% YoY
|
$394.9M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
Top 9.6% in tier |
| Loans |
$48.7M
+8.0% YoY-2.2% QoQ
|
+$33.0M |
$15.8M
-1.3% YoY
|
$275.6M
+9.5% YoY
|
$397.0M
+8.8% YoY
|
Top 6.3% in tier |
| Deposits |
$66.2M
+10.9% YoY+4.6% QoQ
|
+$40.5M |
$25.7M
+1.4% YoY
|
$330.4M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
Top 8.7% in tier |
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| ROA |
1.6%
-19.3% YoY-14.5% QoQ
|
+1.0% |
0.6%
+10.8% YoY
|
0.6%
-12.3% YoY
|
0.7%
+15.9% YoY
|
Top 12.7% in tier |
| NIM |
3.8%
-14.6% YoY-2.4% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.6%
+3.6% YoY
|
3.8%
+5.1% YoY
|
45% |
| Efficiency Ratio |
65.4%
+14.3% YoY+6.1% QoQ
|
-17.2% |
82.6%
-2.3% YoY
|
89.8%
+8.5% YoY
|
79.7%
-3.3% YoY
|
19% |
| Delinquency Rate |
0.5%
-31.9% YoY+30.1% QoQ
|
-1.0 |
1.6%
-3.1% YoY
|
1.1%
-24.1% YoY
|
1.3%
-2.1% YoY
|
42% |
| Loan To Share |
73.7%
-2.6% YoY-6.6% QoQ
|
+13.0% |
60.6%
-3.1% YoY
|
62.0%
-1.0% YoY
|
67.4%
-1.7% YoY
|
69% |
| AMR |
$19,797
+6.1% YoY+2.0% QoQ
|
+$5K |
$14,783
-1.4% YoY
|
$15,477
+4.9% YoY
|
$19,687
+2.0% YoY
|
78% |
| CD Concentration |
3.1%
+19.0% YoY+8.0% QoQ
|
-21.3% | 24.4% | 14.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)