BlastPoint's Credit Union Scorecard
FINANCIAL PARTNERS
Charter #60545 · IL
FINANCIAL PARTNERS has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.46% above tier average
- + AMR Growth Rate: Top 5.3% in tier
Key Concerns
Areas that may need attention
- - ROA 1.29% below tier average
- - Efficiency ratio 4.09% above tier (higher cost structure)
- - Delinquency rate 0.28% above tier average
- - Member decline: -11.2% YoY
- - Net Worth Ratio: Bottom 2.1% in tier
- - Member Growth Rate: Bottom 5.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits +2.8% year over year ($11.8M in shares and deposits).
- Membership: 1,053 members, -11.2% vs a year ago.
- Delinquency rate 1.83%.
- Return on assets 0.20%.
- Efficiency ratio 92.86% vs a 88.77% peer average.
- Loan-to-share ratio 42.24% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,053
-11.2% YoY-10.4% QoQ
|
-1.5K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
30% |
| Assets |
$12.7M
+2.7% YoY+4.4% QoQ
|
$-17.6M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
37% |
| Loans |
$5.0M
-1.4% YoY+2.2% QoQ
|
$-10.5M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
34% |
| Deposits |
$11.8M
+2.8% YoY+4.8% QoQ
|
$-14.0M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
40% |
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| ROA |
0.2%
-50.5% YoY-61.0% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
Bottom 12.6% in tier |
| NIM |
4.4%
+10.5% YoY+0.4% QoQ
|
+0.5% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
71% |
| Efficiency Ratio |
92.9%
+2.4% YoY+2.6% QoQ
|
+4.1% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
77% |
| Delinquency Rate |
1.8%
+66.5% YoY+12.2% QoQ
|
+0.3 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
76% |
| Loan To Share |
42.2%
-4.0% YoY-2.5% QoQ
|
-16.6% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
25% |
| AMR |
$15,907
+14.4% YoY+16.1% QoQ
|
+$945 |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
60% |
| CD Concentration |
15.5%
-10.2% YoY-3.8% QoQ
|
-9.0% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)