BlastPoint's Credit Union Scorecard
FINANCIAL PARTNERS
Charter #60545 · IL
FINANCIAL PARTNERS has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.19% above tier average
- + Asset Growth Rate: Top 3.7% in tier
- + Deposit Growth Rate: Top 3.7% in tier
- + AMR Growth Rate: Top 3.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.52% below tier average
- - Efficiency ratio 11.01% above tier (higher cost structure)
- - Delinquency rate 0.14% above tier average
- - Member decline: -5.5% YoY
- - Net Worth Ratio: Bottom 2.5% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,176
-5.5% YoY-0.6% QoQ
|
-1.4K |
2,615
-1.9% YoY
|
21,665
+5.6% YoY
|
33,374
+5.7% YoY
|
32% |
| Assets |
$12.2M
+14.1% YoY-1.0% QoQ
|
$-18.0M |
$30.1M
+2.1% YoY
|
$394.9M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
36% |
| Loans |
$4.8M
+1.0% YoY-2.7% QoQ
|
$-10.9M |
$15.8M
-1.3% YoY
|
$275.6M
+9.5% YoY
|
$397.0M
+8.8% YoY
|
33% |
| Deposits |
$11.2M
+15.2% YoY-1.2% QoQ
|
$-14.5M |
$25.7M
+1.4% YoY
|
$330.4M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
39% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.1%
+7.5% YoY-57.5% QoQ
|
-0.5% |
0.6%
+10.8% YoY
|
0.6%
-12.3% YoY
|
0.7%
+15.9% YoY
|
21% |
| NIM |
4.1%
+3.4% YoY+3.9% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.6%
+3.6% YoY
|
3.8%
+5.1% YoY
|
60% |
| Efficiency Ratio |
93.6%
-2.2% YoY-0.9% QoQ
|
+11.0% |
82.6%
-2.3% YoY
|
89.8%
+8.5% YoY
|
79.7%
-3.3% YoY
|
81% |
| Delinquency Rate |
1.7%
+615.8% YoY-2.6% QoQ
|
+0.1 |
1.6%
-3.1% YoY
|
1.1%
-24.1% YoY
|
1.3%
-2.1% YoY
|
74% |
| Loan To Share |
43.2%
-12.4% YoY-1.5% QoQ
|
-17.5% |
60.6%
-3.1% YoY
|
62.0%
-1.0% YoY
|
67.4%
-1.7% YoY
|
24% |
| AMR |
$13,634
+17.0% YoY-1.1% QoQ
|
$-1K |
$14,783
-1.4% YoY
|
$15,477
+4.9% YoY
|
$19,687
+2.0% YoY
|
49% |
| CD Concentration |
17.2%
+32.2% YoY-1.0% QoQ
|
-7.2% | 24.4% | 14.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)