BlastPoint's Credit Union Scorecard
RIG EMPLOYEES
Charter #60582 · GA
RIG EMPLOYEES has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.36% above tier average
- + Net Interest Margin 0.43% above tier average
- + Net Worth Ratio: Top 1.6% in tier
- + Members Per Employee (MPE): Top 8.1% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.41% above tier average
- - Member decline: -3.3% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (GA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
584
-3.3% YoY+0.2% QoQ
|
-2.1K |
2,676
+1.6% YoY
|
31,952
+7.2% YoY
|
33,913
+5.7% YoY
|
16% |
| Assets |
$5.9M
-0.7% YoY+0.2% QoQ
|
$-24.3M |
$30.2M
+1.3% YoY
|
$522.8M
+8.6% YoY
|
$578.3M
+9.0% YoY
|
22% |
| Loans |
$2.3M
-6.4% YoY-4.2% QoQ
|
$-13.0M |
$15.3M
-2.0% YoY
|
$353.5M
+11.3% YoY
|
$402.4M
+8.7% YoY
|
20% |
| Deposits |
$3.4M
-5.1% YoY-0.4% QoQ
|
$-22.4M |
$25.8M
+0.7% YoY
|
$449.3M
+7.5% YoY
|
$494.3M
+9.1% YoY
|
17% |
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| ROA |
1.5%
-17.8% YoY-30.6% QoQ
|
+1.4% |
0.1%
-77.6% YoY
|
-0.2%
-137.4% YoY
|
0.4%
-39.2% YoY
|
Top 14.8% in tier |
| NIM |
4.4%
-1.9% YoY-1.8% QoQ
|
+0.4% |
4.0%
+4.0% YoY
|
3.6%
-10.9% YoY
|
3.8%
+4.1% YoY
|
75% |
| Efficiency Ratio |
67.2%
+10.4% YoY+23.6% QoQ
|
-23.4% |
90.6%
+6.5% YoY
|
81.8%
+0.6% YoY
|
84.6%
+2.8% YoY
|
21% |
| Delinquency Rate |
2.9%
+2.1% YoY-44.9% QoQ
|
+1.4 |
1.5%
+3.8% YoY
|
1.7%
+76.5% YoY
|
1.2%
+3.4% YoY
|
Bottom 12.0% in tier |
| Loan To Share |
68.8%
-1.3% YoY-3.8% QoQ
|
+10.3% |
58.5%
-3.0% YoY
|
70.0%
+1.3% YoY
|
65.6%
-1.4% YoY
|
66% |
| AMR |
$9,711
-2.4% YoY-2.2% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$17,441
+2.7% YoY
|
$19,920
+1.6% YoY
|
27% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 20.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)