BlastPoint's Credit Union Scorecard
KONE EMPLOYEES
Charter #60855 · IL
KONE EMPLOYEES demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.46% above tier average
- + Net Interest Margin 0.52% above tier average
- + Asset Growth Rate: Top 9.3% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,710
-0.5% YoY-0.3% QoQ
|
-966 |
2,676
+1.6% YoY
|
22,133
+6.8% YoY
|
33,913
+5.7% YoY
|
45% |
| Assets |
$21.5M
+8.9% YoY+0.5% QoQ
|
$-8.7M |
$30.2M
+1.3% YoY
|
$406.0M
+9.7% YoY
|
$578.3M
+9.0% YoY
|
49% |
| Loans |
$10.2M
-2.9% YoY-2.7% QoQ
|
$-5.1M |
$15.3M
-2.0% YoY
|
$279.6M
+10.0% YoY
|
$402.4M
+8.7% YoY
|
52% |
| Deposits |
$17.9M
+8.4% YoY-0.1% QoQ
|
$-7.9M |
$25.8M
+0.7% YoY
|
$344.9M
+10.3% YoY
|
$494.3M
+9.1% YoY
|
49% |
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| ROA |
0.6%
+541.4% YoY-45.2% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
0.5%
-57.9% YoY
|
0.4%
-39.2% YoY
|
50% |
| NIM |
4.5%
+7.2% YoY+6.2% QoQ
|
+0.5% |
4.0%
+4.0% YoY
|
3.7%
-0.2% YoY
|
3.8%
+4.1% YoY
|
77% |
| Efficiency Ratio |
70.2%
-9.0% YoY+3.1% QoQ
|
-20.5% |
90.6%
+6.5% YoY
|
87.0%
+8.4% YoY
|
84.6%
+2.8% YoY
|
26% |
| Delinquency Rate |
0.2%
-5.5% YoY-18.2% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
1.2%
+7.3% YoY
|
1.2%
+3.4% YoY
|
26% |
| Loan To Share |
56.7%
-10.4% YoY-2.6% QoQ
|
-1.8% |
58.5%
-3.0% YoY
|
60.2%
-0.9% YoY
|
65.6%
-1.4% YoY
|
47% |
| AMR |
$16,411
+4.5% YoY-0.7% QoQ
|
+$2K |
$14,884
-1.7% YoY
|
$15,723
+4.6% YoY
|
$19,920
+1.6% YoY
|
63% |
| CD Concentration |
19.0%
+73.6% YoY-16.1% QoQ
|
-5.3% | 24.3% | 14.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)