BlastPoint's Credit Union Scorecard

PEORIA CITY EMPLOYEES

Charter #60873 · IL

<100M
2437 CUs in <100M nationally 127 in IL

PEORIA CITY EMPLOYEES has 1 strength but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 0.31% above tier average

Key Concerns

Areas that may need attention

  • - ROA 0.30% below tier average
  • - Delinquency rate 0.11% above tier average

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
  • Shares and deposits +1.0% year over year ($5.0M in shares and deposits).
  • Membership: 1,012 members, +0.1% vs a year ago.
  • Delinquency rate 1.66%.
  • Return on assets 1.20%.
  • Efficiency ratio 58.30% vs a 88.77% peer average.
  • Loan-to-share ratio 60.29% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 1,012
+0.1% YoY+0.4% QoQ
-1.6K 2,585
-1.7% YoY
23,254
+11.8% YoY
34,678
+6.6% YoY
29%
Assets $6.4M
+1.6% YoY+5.0% QoQ
$-23.9M $30.3M
+1.5% YoY
$427.8M
+15.2% YoY
$593.1M
+10.2% YoY
23%
Loans $3.0M
-11.7% YoY-4.4% QoQ
$-12.4M $15.5M
-1.7% YoY
$298.4M
+15.0% YoY
$418.6M
+10.1% YoY
24%
Deposits $5.0M
+1.0% YoY+6.4% QoQ
$-20.8M $25.8M
+1.1% YoY
$358.8M
+15.8% YoY
$504.8M
+10.3% YoY
23%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.2%
-31.6% YoY+47.1% QoQ
-0.3% 1.5%
+241.5% YoY
1.1%
+953.5% YoY
1.2%
+121.4% YoY
70%
NIM 4.2%
-5.9% YoY+0.4% QoQ
+0.3% 3.9%
+0.9% YoY
3.7%
+1.5% YoY
3.8%
+2.3% YoY
66%
Efficiency Ratio 58.3%
-5.5% YoY-26.9% QoQ
-30.5% 88.8%
-6.9% YoY
84.5%
-59.6% YoY
83.0%
-5.3% YoY
Top 10.3% in tier
Delinquency Rate 1.7%
+16.4% YoY-33.1% QoQ
+0.1 1.5%
+2.1% YoY
1.3%
-18.5% YoY
1.3%
+2.6% YoY
74%
Loan To Share 60.3%
-12.6% YoY-10.1% QoQ
+1.4% 58.9%
-3.1% YoY
60.1%
-3.0% YoY
66.4%
-1.4% YoY
52%
AMR $7,991
-4.3% YoY+1.6% QoQ
$-7K $14,963
-6.8% YoY
$15,331
+1.7% YoY
$20,028
-0.9% YoY
19%
CD Concentration 3.0%
-22.7% YoY+6.6% QoQ
-21.5% 24.6% 14.0% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 6.8% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
253
Efficiency Ratio
profitability
Value: 58.30%
Peer Median: 80.65%
#253 of 2437 Top 10.3% in <100M tier
462
Net Worth Ratio
risk
Value: 21.22%
Peer Median: 14.28%
#462 of 2437 Top 18.9% in <100M tier

Top Weaknesses (8 metrics)

2165
Net Charge-Off Rate
risk
Value: 1.21%
Peer Median: 0.18%
#2165 of 2437 Bottom 11.2% in <100M tier
1982
Average Member Relationship (AMR)
engagement
Value: $7,991
Peer Median: $13,967
#1982 of 2437 Bottom 18.7% in <100M tier
1980
Loan Growth Rate
growth
Value: -11.67%
Peer Median: -2.63%
#1980 of 2437 Bottom 18.8% in <100M tier
1944
AMR Growth Rate
growth
Value: -4.25%
Peer Median: 1.04%
#1944 of 2437 Bottom 20.3% in <100M tier
1883
Total Deposits
balance_sheet
Value: $5.04M
Peer Median: $18.69M
#1883 of 2437 Bottom 22.8% in <100M tier
1876
Total Assets
balance_sheet
Value: $6.41M
Peer Median: $21.91M
#1876 of 2437 Bottom 23.1% in <100M tier
1844
Total Loans
balance_sheet
Value: $3.04M
Peer Median: $9.49M
#1844 of 2437 Bottom 24.4% in <100M tier
1831
Loan-to-Member Ratio (LMR)
engagement
Value: $3,006
Peer Median: $4,937
#1831 of 2437 Bottom 24.9% in <100M tier
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