BlastPoint's Credit Union Scorecard

PEORIA CITY EMPLOYEES

Charter #60873 · IL

<100M
2508 CUs in <100M nationally 137 in IL

PEORIA CITY EMPLOYEES has 3 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.67% above tier average
  • + Net Interest Margin 0.19% above tier average
  • + Net Charge-Off Rate: Top 8.9% in tier

Key Concerns

Areas that may need attention

  • - Delinquency rate 0.97% above tier average

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 1,008
-0.6% YoY+0.8% QoQ
-1.7K 2,676
+1.6% YoY
22,133
+6.8% YoY
33,913
+5.7% YoY
28%
Assets $6.1M
-3.6% YoY-2.4% QoQ
$-24.1M $30.2M
+1.3% YoY
$406.0M
+9.7% YoY
$578.3M
+9.0% YoY
23%
Loans $3.2M
-9.1% YoY-2.4% QoQ
$-12.1M $15.3M
-2.0% YoY
$279.6M
+10.0% YoY
$402.4M
+8.7% YoY
25%
Deposits $4.7M
-6.2% YoY-3.3% QoQ
$-21.0M $25.8M
+0.7% YoY
$344.9M
+10.3% YoY
$494.3M
+9.1% YoY
22%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.8%
-35.0% YoY-55.2% QoQ
+0.7% 0.1%
-77.6% YoY
0.5%
-57.9% YoY
0.4%
-39.2% YoY
60%
NIM 4.2%
-3.2% YoY-7.5% QoQ
+0.2% 4.0%
+4.0% YoY
3.7%
-0.2% YoY
3.8%
+4.1% YoY
66%
Efficiency Ratio 79.8%
+15.5% YoY+32.9% QoQ
-10.9% 90.6%
+6.5% YoY
87.0%
+8.4% YoY
84.6%
+2.8% YoY
45%
Delinquency Rate 2.5%
+74.6% YoY+26.6% QoQ
+1.0 1.5%
+3.8% YoY
1.2%
+7.3% YoY
1.2%
+3.4% YoY
Bottom 14.6% in tier
Loan To Share 67.1%
-3.1% YoY+0.9% QoQ
+8.6% 58.5%
-3.0% YoY
60.2%
-0.9% YoY
65.6%
-1.4% YoY
63%
AMR $7,862
-6.8% YoY-3.7% QoQ
$-7K $14,884
-1.7% YoY
$15,723
+4.6% YoY
$19,920
+1.6% YoY
18%
CD Concentration 2.8%
-26.6% YoY+7.3% QoQ
-21.4% 24.3% 14.0% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 7.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (4 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
225
Net Charge-Off Rate
risk
Value: -0.12%
Peer Median: 0.07%
#225 of 2508 Top 8.9% in <100M tier
409
Net Worth Ratio
risk
Value: 22.22%
Peer Median: 14.28%
#409 of 2508 Top 16.3% in <100M tier

Top Weaknesses (7 metrics)

2202
AMR Growth Rate
growth
Value: -6.80%
Peer Median: 1.27%
#2202 of 2508 Bottom 12.2% in <100M tier
2159
Deposit Growth Rate
growth
Value: -6.15%
Peer Median: 0.66%
#2159 of 2508 Bottom 14.0% in <100M tier
2142
Total Delinquency Rate (60+ days)
risk
Value: 2.48%
Peer Median: 0.65%
#2142 of 2508 Bottom 14.6% in <100M tier
2052
Average Member Relationship (AMR)
engagement
Value: $7,862
Peer Median: $13,926
#2052 of 2508 Bottom 18.2% in <100M tier
2007
Asset Growth Rate
growth
Value: -3.56%
Peer Median: 1.30%
#2007 of 2508 Bottom 20.0% in <100M tier
1960
Total Deposits
balance_sheet
Value: $4.74M
Peer Median: $18.77M
#1960 of 2508 Bottom 21.9% in <100M tier
1941
Total Assets
balance_sheet
Value: $6.10M
Peer Median: $21.86M
#1941 of 2508 Bottom 22.6% in <100M tier
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