BlastPoint's Credit Union Scorecard

NUCOR EMPLOYEE'S

Charter #61028 · SC

2556 CUs in <100M nationally 24 in SC

NUCOR EMPLOYEE'S demonstrates 4 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.38% above tier average
  • + Net Interest Margin 0.55% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + Total Members: Top 2.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (SC) National Avg Tier Percentile
Members 8,462
+2.4% YoY+0.4% QoQ
+5.8K 2,615
-1.9% YoY
37,100
+2.2% YoY
33,374
+5.7% YoY
Top 2.9% in tier
Assets $67.3M
+9.0% YoY+3.7% QoQ
+$37.1M $30.1M
+2.1% YoY
$523.8M
+6.7% YoY
$561.6M
+9.7% YoY
Top 13.9% in tier
Loans $39.6M
-0.9% YoY-1.2% QoQ
+$23.9M $15.8M
-1.3% YoY
$367.9M
+7.3% YoY
$397.0M
+8.8% YoY
Top 10.6% in tier
Deposits $53.8M
+8.3% YoY+3.9% QoQ
+$28.1M $25.7M
+1.4% YoY
$439.0M
+5.8% YoY
$477.3M
+9.7% YoY
84%

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Tier 1
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Performance signatures (strengths & concerns)
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ROA 2.0%
-28.9% YoY-5.3% QoQ
+1.4% 0.6%
+10.8% YoY
1.0%
+5.1% YoY
0.7%
+15.9% YoY
Top 7.0% in tier
NIM 4.5%
-6.8% YoY-0.8% QoQ
+0.6% 4.0%
+4.0% YoY
4.2%
+0.5% YoY
3.8%
+5.1% YoY
73%
Efficiency Ratio 61.5%
+14.9% YoY+2.5% QoQ
-21.1% 82.6%
-2.3% YoY
76.9%
-0.6% YoY
79.7%
-3.3% YoY
Bottom 13.2% in tier
Delinquency Rate 0.4%
-43.6% YoY-35.2% QoQ
-1.2 1.6%
-3.1% YoY
1.0%
+13.3% YoY
1.3%
-2.1% YoY
34%
Loan To Share 73.7%
-8.5% YoY-4.9% QoQ
+13.1% 60.6%
-3.1% YoY
71.5%
-0.9% YoY
67.4%
-1.7% YoY
69%
AMR $11,041
+1.8% YoY+1.3% QoQ
$-4K $14,783
-1.4% YoY
$16,782
+2.9% YoY
$19,687
+2.0% YoY
34%
CD Concentration 12.6%
+19.7% YoY+4.2% QoQ
-11.8% 24.4% 17.8% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.9% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (10 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
75
Total Members
engagement
Value: 8,462
Peer Median: -
#75 of 2556 Top 2.9% in <100M tier
178
Return on Assets (ROA)
profitability
Value: 2.00%
Peer Median: -
#178 of 2556 Top 6.9% in <100M tier
269
Asset Growth Rate
growth
Value: 9.01%
Peer Median: -
#269 of 2556 Top 10.5% in <100M tier
271
Total Loans
balance_sheet
Value: $39.63M
Peer Median: -
#271 of 2556 Top 10.6% in <100M tier
334
Deposit Growth Rate
growth
Value: 8.34%
Peer Median: -
#334 of 2556 Top 13.0% in <100M tier
338
Efficiency Ratio
profitability
Value: 61.49%
Peer Median: -
#338 of 2556 Top 13.2% in <100M tier
344
Member Growth Rate
growth
Value: 2.40%
Peer Median: -
#344 of 2556 Top 13.4% in <100M tier
355
Total Assets
balance_sheet
Value: $67.29M
Peer Median: -
#355 of 2556 Top 13.8% in <100M tier
413
Total Deposits
balance_sheet
Value: $53.80M
Peer Median: -
#413 of 2556 Top 16.1% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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