NUCOR EMPLOYEE'S

Charter #61028 | SC

<100M (2596 CUs) Micro
24 <100M in SC

NUCOR EMPLOYEE'S demonstrates 4 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.43% above tier average
  • + Net Interest Margin 0.61% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + Total Members: Top 2.8% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2025-Q3

Metric Current vs Tier Tier Avg State Avg (SC) National Avg Tier Percentile
Members 8,430
+2.2% YoY-0.2% QoQ
+5.8K 2,625
-2.2% YoY
37,124
+2.2% YoY
33,089
+6.1% YoY
Top 2.9% in tier
Assets $64.9M
+3.9% YoY-1.1% QoQ
+$35.0M $29.9M
+1.1% YoY
$514.3M
+4.6% YoY
$547.7M
+7.8% YoY
Top 14.6% in tier
Loans $40.1M
+1.8% YoY+0.9% QoQ
+$24.3M $15.8M
-2.4% YoY
$362.8M
+7.0% YoY
$388.7M
+8.6% YoY
Top 10.3% in tier
Deposits $51.8M
+1.9% YoY-1.9% QoQ
+$26.3M $25.5M
+0.4% YoY
$433.3M
+6.0% YoY
$464.6M
+9.3% YoY
Top 16.9% in tier
ROA 2.1%
-26.6% YoY-10.1% QoQ
+1.4% 0.7%
-731.4% YoY
1.2%
+18.8% YoY
0.7%
+273.4% YoY
Top 7.2% in tier
NIM 4.5%
-4.9% YoY+1.9% QoQ
+0.6% 3.9%
+3.8% YoY
4.3%
+2.6% YoY
3.7%
+5.0% YoY
74th in tier
Efficiency Ratio 60.0%
+14.9% YoY+0.9% QoQ
-21.4% 81.4%
-2.4% YoY
75.1%
-1.9% YoY
79.1%
-3.3% YoY
Bottom 14.0% in tier
Delinquency Rate 0.5%
+5.1% YoY-8.9% QoQ
-1.0 1.5%
-2.0% YoY
0.9%
+10.3% YoY
1.2%
-0.9% YoY
44th in tier
Loan To Share 77.5%
-0.1% YoY+2.9% QoQ
+16.3% 61.2%
-3.0% YoY
71.3%
-1.2% YoY
68.0%
-1.7% YoY
74th in tier
AMR $10,897
-0.3% YoY-0.4% QoQ
$-4K $14,627
-2.7% YoY
$16,641
+2.9% YoY
$19,418
+1.3% YoY
33rd in tier
CD Concentration 12.1%
+32.9% YoY+8.8% QoQ
-12.3% 24.4%
+4.2% YoY
17.4%
+3.6% YoY
19.6%
+6.2% YoY
50th in tier
Indirect Auto % 0.0% -14.0% 14.0%
-5.8% YoY
5.9%
-5.3% YoY
7.9%
-2.9% YoY
50th in tier

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2596 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Avg: 2.84%
#1 of 2596 Top 0.0% in <100M tier
74
Total Members
engagement
Value: 8,430
Peer Avg: 2,626
#74 of 2596 Top 2.8% in <100M tier
188
Return on Assets (ROA)
profitability
Value: 2.11%
Peer Avg: 0.68%
#188 of 2596 Top 7.2% in <100M tier
268
Total Loans
balance_sheet
Value: $40.11M
Peer Avg: $15.77M
#268 of 2596 Top 10.3% in <100M tier
365
Efficiency Ratio
profitability
Value: 60.00%
Peer Avg: 81.39%
#365 of 2596 Top 14.0% in <100M tier
378
Total Assets
balance_sheet
Value: $64.86M
Peer Avg: $29.86M
#378 of 2596 Top 14.5% in <100M tier
407
Member Growth Rate
growth
Value: 2.22%
Peer Avg: 14.92%
#407 of 2596 Top 15.6% in <100M tier
440
Total Deposits
balance_sheet
Value: $51.76M
Peer Avg: $25.45M
#440 of 2596 Top 16.9% in <100M tier
618
Net Worth Ratio
risk
Value: 19.41%
Peer Avg: 16.43%
#618 of 2596 Top 23.8% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available