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BlastPoint's Credit Union Scorecard

NUCOR EMPLOYEE'S

Charter #61028 · SC

<100M
2437 CUs in <100M nationally 23 in SC

NUCOR EMPLOYEE'S demonstrates 3 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.29% above tier average
  • + Net Interest Margin 0.37% above tier average
  • + Total Members: Top 2.6% in tier

Key Concerns

Areas that may need attention

No key concerns identified

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 23 that size in South Carolina.
  • Shares and deposits +2.7% year over year ($54.2M in shares and deposits).
  • Membership: 8,632 members, +2.2% vs a year ago.
  • Delinquency rate 0.61%.
  • Return on assets 1.78%.
  • Efficiency ratio 67.23% vs a 88.77% peer average.
  • Loan-to-share ratio 73.09% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (SC) National Avg Tier Percentile
Members 8,632
+2.2% YoY+0.7% QoQ
+6.0K 2,585
-1.7% YoY
38,222
+5.6% YoY
34,678
+6.6% YoY
Top 2.6% in tier
Assets $68.2M
+4.0% YoY-2.3% QoQ
+$37.9M $30.3M
+1.5% YoY
$548.9M
+9.6% YoY
$593.1M
+10.2% YoY
Top 13.4% in tier
Loans $39.6M
-0.3% YoY+1.3% QoQ
+$24.1M $15.5M
-1.7% YoY
$385.7M
+10.8% YoY
$418.6M
+10.1% YoY
Top 10.4% in tier
Deposits $54.2M
+2.7% YoY-3.5% QoQ
+$28.4M $25.8M
+1.1% YoY
$462.6M
+9.2% YoY
$504.8M
+10.3% YoY
84%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.8%
-24.1% YoY+10.7% QoQ
+0.3% 1.5%
+241.5% YoY
0.9%
-19.6% YoY
1.2%
+121.4% YoY
Top 13.2% in tier
NIM 4.3%
-4.1% YoY+4.0% QoQ
+0.4% 3.9%
+0.9% YoY
4.2%
-1.3% YoY
3.8%
+2.3% YoY
68%
Efficiency Ratio 67.2%
+13.0% YoY+2.0% QoQ
-21.5% 88.8%
-6.9% YoY
79.7%
+5.8% YoY
83.0%
-5.3% YoY
21%
Delinquency Rate 0.6%
+2.8% YoY+86.6% QoQ
-0.9 1.5%
+2.1% YoY
1.1%
+14.2% YoY
1.3%
+2.6% YoY
46%
Loan To Share 73.1%
-2.9% YoY+5.0% QoQ
+14.2% 58.9%
-3.1% YoY
70.2%
-0.9% YoY
66.4%
-1.4% YoY
72%
AMR $10,863
-0.8% YoY-2.2% QoQ
$-4K $14,963
-6.8% YoY
$17,221
+4.1% YoY
$20,028
-0.9% YoY
32%
CD Concentration 12.7%
+13.9% YoY+4.8% QoQ
-11.9% 24.6% 18.3% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 6.0% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
64
Total Members
engagement
Value: 8,632
Peer Median: 1,902
#64 of 2437 Top 2.6% in <100M tier
254
Total Loans
balance_sheet
Value: $39.60M
Peer Median: $9.49M
#254 of 2437 Top 10.4% in <100M tier
322
Return on Assets (ROA)
profitability
Value: 1.78%
Peer Median: 0.81%
#322 of 2437 Top 13.2% in <100M tier
326
Total Assets
balance_sheet
Value: $68.22M
Peer Median: $21.91M
#326 of 2437 Top 13.3% in <100M tier
364
Member Growth Rate
growth
Value: 2.15%
Peer Median: -1.37%
#364 of 2437 Top 14.9% in <100M tier
385
Total Deposits
balance_sheet
Value: $54.18M
Peer Median: $18.69M
#385 of 2437 Top 15.8% in <100M tier
522
Efficiency Ratio
profitability
Value: 67.23%
Peer Median: 80.65%
#522 of 2437 Top 21.4% in <100M tier
579
Net Worth Ratio
risk
Value: 19.74%
Peer Median: 14.28%
#579 of 2437 Top 23.7% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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