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BlastPoint's Credit Union Scorecard

OHIO TEAMSTERS

Charter #61136 · OH

<100M
2437 CUs in <100M nationally 97 in OH

OHIO TEAMSTERS has 2 strengths but faces 4 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Members Per Employee (MPE): Top 2.6% in tier
  • + Net Worth Ratio: Top 8.4% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.98% below tier average
  • - Efficiency ratio 0.57% above tier (higher cost structure)
  • - Member decline: -3.9% YoY
  • - Loan Growth Rate: Bottom 4.2% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
  • Shares and deposits +4.1% year over year ($12.5M in shares and deposits).
  • Membership: 2,508 members, -3.9% vs a year ago.
  • Delinquency rate 0.52%.
  • Return on assets 0.51%.
  • Efficiency ratio 89.34% vs a 88.77% peer average.
  • Loan-to-share ratio 47.72% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (OH) National Avg Tier Percentile
Members 2,508
-3.9% YoY-0.4% QoQ
-77 2,585
-1.7% YoY
18,978
+16.2% YoY
34,678
+6.6% YoY
61%
Assets $17.1M
+3.7% YoY+2.0% QoQ
$-13.2M $30.3M
+1.5% YoY
$292.1M
+20.6% YoY
$593.1M
+10.2% YoY
44%
Loans $6.0M
-24.6% YoY-7.1% QoQ
$-9.5M $15.5M
-1.7% YoY
$203.0M
+21.8% YoY
$418.6M
+10.1% YoY
38%
Deposits $12.5M
+4.1% YoY+2.5% QoQ
$-13.3M $25.8M
+1.1% YoY
$251.0M
+21.0% YoY
$504.8M
+10.3% YoY
41%

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Tier 1
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Performance signatures (strengths & concerns)
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ROA 0.5%
-47.4% YoY+3.5% QoQ
-1.0% 1.5%
+241.5% YoY
0.9%
+55.0% YoY
1.2%
+121.4% YoY
32%
NIM 3.9%
-8.8% YoY-0.4% QoQ
+0.0% 3.9%
+0.9% YoY
3.7%
+2.2% YoY
3.8%
+2.3% YoY
50%
Efficiency Ratio 89.3%
+9.8% YoY-0.4% QoQ
+0.6% 88.8%
-6.9% YoY
79.2%
-2.1% YoY
83.0%
-5.3% YoY
70%
Delinquency Rate 0.5%
+82.3% YoY+102.7% QoQ
-1.0 1.5%
+2.1% YoY
1.1%
-6.2% YoY
1.3%
+2.6% YoY
42%
Loan To Share 47.7%
-27.6% YoY-9.4% QoQ
-11.2% 58.9%
-3.1% YoY
60.7%
-4.2% YoY
66.4%
-1.4% YoY
33%
AMR $7,348
-3.6% YoY-0.4% QoQ
$-8K $14,963
-6.8% YoY
$18,171
+7.2% YoY
$20,028
-0.9% YoY
16%
CD Concentration 23.7%
+19.3% YoY+7.0% QoQ
-0.9% 24.6% 19.2% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 11.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
64
Members Per Employee (MPE)
engagement
Value: 836.000
Peer Median: 328.333
#64 of 2437 Top 2.6% in <100M tier
205
Net Worth Ratio
risk
Value: 26.83%
Peer Median: 14.28%
#205 of 2437 Top 8.4% in <100M tier

Top Weaknesses (6 metrics)

2336
Loan Growth Rate
growth
Value: -24.60%
Peer Median: -2.63%
#2336 of 2437 Bottom 4.2% in <100M tier
2048
Average Member Relationship (AMR)
engagement
Value: $7,348
Peer Median: $13,967
#2048 of 2437 Bottom 16.0% in <100M tier
2021
Loan-to-Member Ratio (LMR)
engagement
Value: $2,374
Peer Median: $4,937
#2021 of 2437 Bottom 17.1% in <100M tier
2011
Net Charge-Off Rate
risk
Value: 0.83%
Peer Median: 0.18%
#2011 of 2437 Bottom 17.5% in <100M tier
1877
AMR Growth Rate
growth
Value: -3.57%
Peer Median: 1.04%
#1877 of 2437 Bottom 23.0% in <100M tier
1843
Member Growth Rate
growth
Value: -3.87%
Peer Median: -1.37%
#1843 of 2437 Bottom 24.4% in <100M tier
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