BlastPoint's Credit Union Scorecard
COMMUNITY CU OF NEW MILFORD, INC.
Charter #61261 · CT
COMMUNITY CU OF NEW MILFORD, INC. has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.28% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.24% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits +3.4% year over year ($14.7M in shares and deposits).
- Membership: 1,894 members, -1.1% vs a year ago.
- Delinquency rate 0.80%.
- Return on assets 1.25%.
- Efficiency ratio 73.21% vs a 88.77% peer average.
- Loan-to-share ratio 35.44% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,894
-1.1% YoY-0.9% QoQ
|
-691 |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
50% |
| Assets |
$16.3M
+4.5% YoY+1.6% QoQ
|
$-14.0M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
43% |
| Loans |
$5.2M
-16.1% YoY-7.0% QoQ
|
$-10.2M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
36% |
| Deposits |
$14.7M
+3.4% YoY+1.5% QoQ
|
$-11.1M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
45% |
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| ROA |
1.2%
-19.1% YoY-7.7% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
72% |
| NIM |
4.2%
-0.1% YoY+1.5% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
64% |
| Efficiency Ratio |
73.2%
+3.5% YoY-1.5% QoQ
|
-15.6% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
32% |
| Delinquency Rate |
0.8%
+179.9% YoY+138.0% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
54% |
| Loan To Share |
35.4%
-18.9% YoY-8.4% QoQ
|
-23.5% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
16% |
| AMR |
$10,546
-1.4% YoY+0.0% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
31% |
| CD Concentration |
0.3%
-68.1% QoQ
|
-24.2% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)