BlastPoint's Credit Union Scorecard
SOCIAL SECURITY
Charter #61391 · AL
SOCIAL SECURITY has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.11% above tier average
- + Net Interest Margin 0.27% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -4.0% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 52 that size in Alabama.
- Shares and deposits +3.4% year over year ($28.5M in shares and deposits).
- Membership: 2,625 members, -4.0% vs a year ago.
- Delinquency rate 1.47%.
- Return on assets 1.60%.
- Efficiency ratio 66.56% vs a 88.77% peer average.
- Loan-to-share ratio 48.60% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,625
-4.0% YoY-0.3% QoQ
|
+39 |
2,585
-1.7% YoY
|
28,281
-1.7% YoY
|
34,678
+6.6% YoY
|
63% |
| Assets |
$37.4M
+4.1% YoY+2.0% QoQ
|
+$7.1M |
$30.3M
+1.5% YoY
|
$459.0M
+7.0% YoY
|
$593.1M
+10.2% YoY
|
66% |
| Loans |
$13.9M
+6.0% YoY+5.7% QoQ
|
$-1.6M |
$15.5M
-1.7% YoY
|
$266.3M
+5.7% YoY
|
$418.6M
+10.1% YoY
|
60% |
| Deposits |
$28.5M
+3.4% YoY+2.1% QoQ
|
+$2.7M |
$25.8M
+1.1% YoY
|
$400.1M
+6.1% YoY
|
$504.8M
+10.3% YoY
|
63% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.6%
+52.8% YoY+6.7% QoQ
|
+0.1% |
1.5%
+241.5% YoY
|
1.1%
+39.6% YoY
|
1.2%
+121.4% YoY
|
82% |
| NIM |
4.2%
-0.5% YoY-0.6% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
3.7%
+1.1% YoY
|
3.8%
+2.3% YoY
|
64% |
| Efficiency Ratio |
66.6%
-0.6% YoY-0.4% QoQ
|
-22.2% |
88.8%
-6.9% YoY
|
82.1%
+5.7% YoY
|
83.0%
-5.3% YoY
|
20% |
| Delinquency Rate |
1.5%
-35.6% YoY-8.4% QoQ
|
-0.1 |
1.5%
+2.1% YoY
|
1.4%
-5.8% YoY
|
1.3%
+2.6% YoY
|
71% |
| Loan To Share |
48.6%
+2.5% YoY+3.5% QoQ
|
-10.3% |
58.9%
-3.1% YoY
|
59.3%
-1.7% YoY
|
66.4%
-1.4% YoY
|
34% |
| AMR |
$16,139
+8.6% YoY+3.5% QoQ
|
+$1K |
$14,963
-6.8% YoY
|
$17,701
+4.0% YoY
|
$20,028
-0.9% YoY
|
61% |
| CD Concentration |
3.7%
+38.8% YoY-2.2% QoQ
|
-20.8% | 24.6% | 21.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)