BlastPoint's Credit Union Scorecard

AURORA FIREFIGHTERS'

Charter #61425 · IL

<100M
2508 CUs in <100M nationally 137 in IL

AURORA FIREFIGHTERS' has 2 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.23% above tier average
  • + Net Interest Margin 0.75% above tier average

Key Concerns

Areas that may need attention

  • - Member decline: -3.5% YoY
  • - Loan Growth Rate: Bottom 3.9% in tier
  • - Members Per Employee (MPE): Bottom 9.5% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (IL) National Avg Tier Percentile
Members 445
-3.5% YoY0% QoQ
-2.2K 2,676
+1.6% YoY
22,133
+6.8% YoY
33,913
+5.7% YoY
Bottom 12.2% in tier
Assets $2.8M
+1.5% YoY+0.0% QoQ
$-27.4M $30.2M
+1.3% YoY
$406.0M
+9.7% YoY
$578.3M
+9.0% YoY
Bottom 12.0% in tier
Loans $1.2M
-24.6% YoY-6.3% QoQ
$-14.1M $15.3M
-2.0% YoY
$279.6M
+10.0% YoY
$402.4M
+8.7% YoY
Bottom 12.9% in tier
Deposits $2.4M
+0.0% YoY-0.5% QoQ
$-23.4M $25.8M
+0.7% YoY
$344.9M
+10.3% YoY
$494.3M
+9.1% YoY
Bottom 12.7% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 1.4%
-18.1% YoY-10.3% QoQ
+1.2% 0.1%
-77.6% YoY
0.5%
-57.9% YoY
0.4%
-39.2% YoY
82%
NIM 4.8%
-4.7% YoY-3.6% QoQ
+0.7% 4.0%
+4.0% YoY
3.7%
-0.2% YoY
3.8%
+4.1% YoY
84%
Efficiency Ratio 71.6%
+7.0% YoY+3.1% QoQ
-19.1% 90.6%
+6.5% YoY
87.0%
+8.4% YoY
84.6%
+2.8% YoY
28%
Delinquency Rate 0.4% -1.1 1.5%
+3.8% YoY
1.2%
+7.3% YoY
1.2%
+3.4% YoY
41%
Loan To Share 50.4%
-24.6% YoY-5.9% QoQ
-8.1% 58.5%
-3.0% YoY
60.2%
-0.9% YoY
65.6%
-1.4% YoY
37%
AMR $7,959
-6.6% YoY-2.5% QoQ
$-7K $14,884
-1.7% YoY
$15,723
+4.6% YoY
$19,920
+1.6% YoY
18%
CD Concentration 6.9%
+2.1% YoY+0.5% QoQ
-17.4% 24.3% 14.0% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 7.2% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
408
Net Interest Margin (NIM)
profitability
Value: 4.75%
Peer Median: 3.83%
#408 of 2508 Top 16.2% in <100M tier
455
Return on Assets (ROA)
profitability
Value: 1.37%
Peer Median: 0.61%
#455 of 2508 Top 18.1% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (10 metrics)

2410
Loan Growth Rate
growth
Value: -24.57%
Peer Median: -2.36%
#2410 of 2508 Bottom 3.9% in <100M tier
2271
Members Per Employee (MPE)
engagement
Value: 148.333
Peer Median: 333.750
#2271 of 2508 Bottom 9.5% in <100M tier
2207
Total Assets
balance_sheet
Value: $2.78M
Peer Median: $21.86M
#2207 of 2508 Bottom 12.0% in <100M tier
2199
Total Members
engagement
Value: 445
Peer Median: 1,918
#2199 of 2508 Bottom 12.4% in <100M tier
2193
AMR Growth Rate
growth
Value: -6.60%
Peer Median: 1.27%
#2193 of 2508 Bottom 12.6% in <100M tier
2190
Total Deposits
balance_sheet
Value: $2.35M
Peer Median: $18.77M
#2190 of 2508 Bottom 12.7% in <100M tier
2184
Total Loans
balance_sheet
Value: $1.19M
Peer Median: $9.48M
#2184 of 2508 Bottom 13.0% in <100M tier
2124
Fee Income Per Member
profitability
Value: $5.06
Peer Median: $60.42
#2124 of 2508 Bottom 15.4% in <100M tier
2046
Average Member Relationship (AMR)
engagement
Value: $7,959
Peer Median: $13,926
#2046 of 2508 Bottom 18.5% in <100M tier
1989
Loan-to-Member Ratio (LMR)
engagement
Value: $2,668
Peer Median: $4,923
#1989 of 2508 Bottom 20.7% in <100M tier
Link copied to clipboard!