BlastPoint's Credit Union Scorecard
AURORA FIREFIGHTERS'
Charter #61425 · IL
AURORA FIREFIGHTERS' has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.74% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.34% below tier average
- - Member decline: -3.1% YoY
- - Loan Growth Rate: Bottom 1.9% in tier
- - AMR Growth Rate: Bottom 8.1% in tier
- - Members Per Employee (MPE): Bottom 9.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits +3.8% year over year ($2.3M in shares and deposits).
- Membership: 445 members, -3.1% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.15%.
- Efficiency ratio 75.63% vs a 88.77% peer average.
- Loan-to-share ratio 44.99% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
445
-3.1% YoY0% QoQ
|
-2.1K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
Bottom 12.2% in tier |
| Assets |
$2.7M
+4.6% YoY-3.3% QoQ
|
$-27.6M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
Bottom 11.4% in tier |
| Loans |
$1.0M
-34.2% YoY-14.5% QoQ
|
$-14.4M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 11.5% in tier |
| Deposits |
$2.3M
+3.8% YoY-4.2% QoQ
|
$-23.5M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
Bottom 12.3% in tier |
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| ROA |
1.1%
-27.6% YoY-16.5% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
67% |
| NIM |
4.6%
-4.7% YoY-2.5% QoQ
|
+0.7% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
80% |
| Efficiency Ratio |
75.6%
+11.2% YoY+5.7% QoQ
|
-13.1% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
37% |
| Delinquency Rate |
0.0%
-100.0% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
45.0%
-36.6% YoY-10.8% QoQ
|
-13.9% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
29% |
| AMR |
$7,349
-9.2% YoY-7.7% QoQ
|
$-8K |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
16% |
| CD Concentration |
6.7%
-7.9% YoY-2.1% QoQ
|
-17.8% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)