BlastPoint's Credit Union Scorecard
FIRSTENERGY FAMILY
Charter #61620 · OH
FIRSTENERGY FAMILY has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.39% above tier average
- + Members Per Employee (MPE): Top 2.4% in tier
- + Efficiency Ratio: Top 4.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.1% YoY
- - Fee Income Per Member: Bottom 3.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 97 that size in Ohio.
- Shares and deposits +5.9% year over year ($39.4M in shares and deposits).
- Membership: 4,245 members, -2.1% vs a year ago.
- Delinquency rate 0.53%.
- Return on assets 1.88%.
- Efficiency ratio 51.22% vs a 88.77% peer average.
- Loan-to-share ratio 69.38% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OH) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,245
-2.1% YoY-0.6% QoQ
|
+1.7K |
2,585
-1.7% YoY
|
18,978
+16.2% YoY
|
34,678
+6.6% YoY
|
81% |
| Assets |
$47.2M
+6.3% YoY+0.9% QoQ
|
+$16.9M |
$30.3M
+1.5% YoY
|
$292.1M
+20.6% YoY
|
$593.1M
+10.2% YoY
|
75% |
| Loans |
$27.3M
+1.2% YoY+4.5% QoQ
|
+$11.9M |
$15.5M
-1.7% YoY
|
$203.0M
+21.8% YoY
|
$418.6M
+10.1% YoY
|
80% |
| Deposits |
$39.4M
+5.9% YoY+0.5% QoQ
|
+$13.6M |
$25.8M
+1.1% YoY
|
$251.0M
+21.0% YoY
|
$504.8M
+10.3% YoY
|
75% |
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| ROA |
1.9%
-5.7% YoY+12.3% QoQ
|
+0.4% |
1.5%
+241.5% YoY
|
0.9%
+55.0% YoY
|
1.2%
+121.4% YoY
|
Top 11.3% in tier |
| NIM |
3.9%
-5.1% YoY+2.6% QoQ
|
+0.0% |
3.9%
+0.9% YoY
|
3.7%
+2.2% YoY
|
3.8%
+2.3% YoY
|
49% |
| Efficiency Ratio |
51.2%
+0.6% YoY-7.6% QoQ
|
-37.5% |
88.8%
-6.9% YoY
|
79.2%
-2.1% YoY
|
83.0%
-5.3% YoY
|
Top 4.9% in tier |
| Delinquency Rate |
0.5%
+22.5% YoY+78.4% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
1.1%
-6.2% YoY
|
1.3%
+2.6% YoY
|
43% |
| Loan To Share |
69.4%
-4.5% YoY+4.0% QoQ
|
+10.5% |
58.9%
-3.1% YoY
|
60.7%
-4.2% YoY
|
66.4%
-1.4% YoY
|
66% |
| AMR |
$15,717
+6.1% YoY+2.7% QoQ
|
+$754 |
$14,963
-6.8% YoY
|
$18,171
+7.2% YoY
|
$20,028
-0.9% YoY
|
59% |
| CD Concentration |
25.6%
+11.9% YoY-3.3% QoQ
|
+1.1% | 24.6% | 19.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 11.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)