BlastPoint's Credit Union Scorecard
PLANITES
Charter #61643 · IL
PLANITES has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 5.9% in tier
Key Concerns
Areas that may need attention
- - ROA 0.99% below tier average
- - Member decline: -3.3% YoY
- - Share Certificate Concentration (%): Bottom 5.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits -2.1% year over year ($35.1M in shares and deposits).
- Membership: 3,897 members, -3.3% vs a year ago.
- Delinquency rate 0.85%.
- Return on assets 0.50%.
- Efficiency ratio 80.88% vs a 88.77% peer average.
- Loan-to-share ratio 49.22% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,897
-3.3% YoY-0.3% QoQ
|
+1.3K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
78% |
| Assets |
$39.8M
-1.3% YoY+1.1% QoQ
|
+$9.5M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
69% |
| Loans |
$17.3M
-2.7% YoY-0.7% QoQ
|
+$1.8M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
66% |
| Deposits |
$35.1M
-2.1% YoY+1.1% QoQ
|
+$9.3M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
70% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.5%
+24.6% YoY+7.4% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
31% |
| NIM |
3.2%
+6.1% YoY+0.8% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
22% |
| Efficiency Ratio |
80.9%
-2.4% YoY-1.0% QoQ
|
-7.9% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
50% |
| Delinquency Rate |
0.9%
-37.9% YoY+0.8% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
56% |
| Loan To Share |
49.2%
-0.6% YoY-1.8% QoQ
|
-9.7% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
35% |
| AMR |
$13,448
+1.1% YoY+0.8% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
47% |
| CD Concentration |
43.3%
+6.9% YoY+6.6% QoQ
|
+18.7% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)