BlastPoint's Credit Union Scorecard
TRUMBULL
Charter #61838 · CT
TRUMBULL faces 4 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.34% below tier average
- - Efficiency ratio 5.43% above tier (higher cost structure)
- - Member decline: -5.0% YoY
- - Fee Income Per Member: Bottom 3.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits -6.9% year over year ($2.7M in shares and deposits).
- Membership: 422 members, -5.0% vs a year ago.
- Delinquency rate 0.51%.
- Return on assets 0.15%.
- Efficiency ratio 94.19% vs a 88.77% peer average.
- Loan-to-share ratio 41.54% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
422
-5.0% YoY0% QoQ
|
-2.2K |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
Bottom 11.7% in tier |
| Assets |
$3.1M
-5.1% YoY+2.8% QoQ
|
$-27.2M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
Bottom 13.0% in tier |
| Loans |
$1.1M
-15.7% YoY+0.0% QoQ
|
$-14.3M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
Bottom 12.3% in tier |
| Deposits |
$2.7M
-6.9% YoY+3.1% QoQ
|
$-23.1M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 14.2% in tier |
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| ROA |
0.2%
-95.2% YoY-79.9% QoQ
|
-1.3% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
Bottom 9.6% in tier |
| NIM |
3.2%
-69.0% YoY-1.6% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
23% |
| Efficiency Ratio |
94.2%
+36.5% YoY+23.1% QoQ
|
+5.4% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
79% |
| Delinquency Rate |
0.5%
+110.1% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
42% |
| Loan To Share |
41.5%
-9.4% YoY-3.0% QoQ
|
-17.4% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
24% |
| AMR |
$8,994
-4.9% YoY+2.2% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
23% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)