BlastPoint's Credit Union Scorecard
FARM BUREAU FAMILY
Charter #62330 · MI
FARM BUREAU FAMILY has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.03% above tier average
- + Net Interest Margin 1.04% above tier average
- + Strong member growth: 16.4% YoY
- + Member Growth Rate: Top 1.9% in tier
Key Concerns
Areas that may need attention
- - AMR Growth Rate: Bottom 3.8% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,358
+16.4% YoY+3.3% QoQ
|
-257 |
2,615
-1.9% YoY
|
35,710
+6.8% YoY
|
33,374
+5.7% YoY
|
58% |
| Assets |
$24.8M
+5.5% YoY-2.0% QoQ
|
$-5.4M |
$30.1M
+2.1% YoY
|
$674.6M
+13.3% YoY
|
$561.6M
+9.7% YoY
|
54% |
| Loans |
$15.1M
-2.2% YoY+1.0% QoQ
|
$-659K |
$15.8M
-1.3% YoY
|
$472.4M
+13.5% YoY
|
$397.0M
+8.8% YoY
|
61% |
| Deposits |
$21.6M
+3.0% YoY-3.2% QoQ
|
$-4.0M |
$25.7M
+1.4% YoY
|
$573.0M
+13.1% YoY
|
$477.3M
+9.7% YoY
|
54% |
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| ROA |
1.7%
-0.6% YoY+0.6% QoQ
|
+1.0% |
0.6%
+10.8% YoY
|
0.9%
-8.5% YoY
|
0.7%
+15.9% YoY
|
Top 12.4% in tier |
| NIM |
5.0%
+8.9% YoY+3.7% QoQ
|
+1.0% |
4.0%
+4.0% YoY
|
3.8%
+7.8% YoY
|
3.8%
+5.1% YoY
|
Top 14.8% in tier |
| Efficiency Ratio |
67.2%
-2.0% YoY-0.5% QoQ
|
-15.4% |
82.6%
-2.3% YoY
|
75.4%
-1.6% YoY
|
79.7%
-3.3% YoY
|
22% |
| Delinquency Rate |
1.3%
+134.9% YoY+3.5% QoQ
|
-0.3 |
1.6%
-3.1% YoY
|
0.9%
-8.5% YoY
|
1.3%
-2.1% YoY
|
67% |
| Loan To Share |
69.8%
-5.0% YoY+4.4% QoQ
|
+9.2% |
60.6%
-3.1% YoY
|
67.1%
-0.1% YoY
|
67.4%
-1.7% YoY
|
64% |
| AMR |
$15,583
-13.4% YoY-4.7% QoQ
|
+$800 |
$14,783
-1.4% YoY
|
$22,475
+5.7% YoY
|
$19,687
+2.0% YoY
|
60% |
| CD Concentration |
19.0%
+5.8% YoY+1.5% QoQ
|
-5.4% | 24.4% | 18.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)