BlastPoint's Credit Union Scorecard
DETOUR DRUMMOND COMMUNITY
Charter #62344 · MI
DETOUR DRUMMOND COMMUNITY has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.07% above tier average
- + Net Interest Margin 0.12% above tier average
- + Average Member Relationship (AMR): Top 9.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.2% YoY
- - First Mortgage Concentration (%): Bottom 2.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,007
-3.2% YoY-0.4% QoQ
|
-669 |
2,676
+1.6% YoY
|
36,022
+6.3% YoY
|
33,913
+5.7% YoY
|
52% |
| Assets |
$39.0M
+7.1% YoY+0.9% QoQ
|
+$8.8M |
$30.2M
+1.3% YoY
|
$705.1M
+14.1% YoY
|
$578.3M
+9.0% YoY
|
68% |
| Loans |
$17.2M
+0.5% YoY+1.1% QoQ
|
+$1.9M |
$15.3M
-2.0% YoY
|
$480.6M
+13.6% YoY
|
$402.4M
+8.7% YoY
|
66% |
| Deposits |
$32.1M
+7.1% YoY+1.5% QoQ
|
+$6.3M |
$25.8M
+0.7% YoY
|
$601.5M
+14.1% YoY
|
$494.3M
+9.1% YoY
|
67% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.2%
+26.0% YoY+33.4% QoQ
|
+1.1% |
0.1%
-77.6% YoY
|
0.9%
+85.7% YoY
|
0.4%
-39.2% YoY
|
77% |
| NIM |
4.1%
+7.5% YoY+5.1% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.7%
+3.8% YoY
|
3.8%
+4.1% YoY
|
63% |
| Efficiency Ratio |
72.2%
-6.8% YoY-4.8% QoQ
|
-18.4% |
90.6%
+6.5% YoY
|
75.8%
-7.1% YoY
|
84.6%
+2.8% YoY
|
29% |
| Delinquency Rate |
0.3%
+15.5% YoY-60.1% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
0.7%
-7.8% YoY
|
1.2%
+3.4% YoY
|
32% |
| Loan To Share |
53.5%
-6.2% YoY-0.4% QoQ
|
-5.0% |
58.5%
-3.0% YoY
|
65.1%
-0.0% YoY
|
65.6%
-1.4% YoY
|
42% |
| AMR |
$24,537
+8.2% YoY+1.8% QoQ
|
+$10K |
$14,884
-1.7% YoY
|
$22,971
+5.9% YoY
|
$19,920
+1.6% YoY
|
Top 9.2% in tier |
| CD Concentration |
6.1%
-7.3% YoY-1.8% QoQ
|
-18.2% | 24.3% | 18.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)