BlastPoint's Credit Union Scorecard
DETOUR DRUMMOND COMMUNITY
Charter #62344 · MI
DETOUR DRUMMOND COMMUNITY has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.29% above tier average
- + Average Member Relationship (AMR): Top 9.7% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.2% YoY
- - First Mortgage Concentration (%): Bottom 2.1% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,016
-3.2% YoY-1.0% QoQ
|
-599 |
2,615
-1.9% YoY
|
35,710
+6.8% YoY
|
33,374
+5.7% YoY
|
51% |
| Assets |
$38.6M
+5.3% YoY-0.4% QoQ
|
+$8.5M |
$30.1M
+2.1% YoY
|
$674.6M
+13.3% YoY
|
$561.6M
+9.7% YoY
|
68% |
| Loans |
$17.0M
+0.7% YoY+2.4% QoQ
|
+$1.2M |
$15.8M
-1.3% YoY
|
$472.4M
+13.5% YoY
|
$397.0M
+8.8% YoY
|
65% |
| Deposits |
$31.6M
+4.0% YoY-1.4% QoQ
|
+$5.9M |
$25.7M
+1.4% YoY
|
$573.0M
+13.1% YoY
|
$477.3M
+9.7% YoY
|
67% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
-2.6% YoY+3.3% QoQ
|
+0.3% |
0.6%
+10.8% YoY
|
0.9%
-8.5% YoY
|
0.7%
+15.9% YoY
|
61% |
| NIM |
3.9%
+5.4% YoY+2.0% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.8%
+7.8% YoY
|
3.8%
+5.1% YoY
|
51% |
| Efficiency Ratio |
75.9%
-3.2% YoY-1.7% QoQ
|
-6.6% |
82.6%
-2.3% YoY
|
75.4%
-1.6% YoY
|
79.7%
-3.3% YoY
|
40% |
| Delinquency Rate |
0.7%
+81.5% YoY+121.1% QoQ
|
-0.9 |
1.6%
-3.1% YoY
|
0.9%
-8.5% YoY
|
1.3%
-2.1% YoY
|
49% |
| Loan To Share |
53.7%
-3.1% YoY+3.9% QoQ
|
-6.9% |
60.6%
-3.1% YoY
|
67.1%
-0.1% YoY
|
67.4%
-1.7% YoY
|
39% |
| AMR |
$24,102
+6.2% YoY+0.9% QoQ
|
+$9K |
$14,783
-1.4% YoY
|
$22,475
+5.7% YoY
|
$19,687
+2.0% YoY
|
Top 9.7% in tier |
| CD Concentration |
6.2%
-1.1% YoY+2.2% QoQ
|
-18.2% | 24.4% | 18.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 11.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)