BlastPoint's Credit Union Scorecard
ALASKA DIST ENGINEERS
Charter #6237 · AK
ALASKA DIST ENGINEERS has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 3.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.21% below tier average
- - Efficiency ratio 2.38% above tier (higher cost structure)
- - Net Worth Ratio: Bottom 5.0% in tier
- - Loan-to-Share Ratio: Bottom 5.3% in tier
- - Members Per Employee (MPE): Bottom 7.2% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (AK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
475
-1.0% YoY+0.4% QoQ
|
-2.1K |
2,615
-1.9% YoY
|
113,831
+3.1% YoY
|
33,374
+5.7% YoY
|
Bottom 12.7% in tier |
| Assets |
$13.8M
+5.4% YoY+5.6% QoQ
|
$-16.4M |
$30.1M
+2.1% YoY
|
$1.8B
+10.4% YoY
|
$561.6M
+9.7% YoY
|
39% |
| Loans |
$2.7M
-0.3% YoY+0.8% QoQ
|
$-13.1M |
$15.8M
-1.3% YoY
|
$1.5B
+8.8% YoY
|
$397.0M
+8.8% YoY
|
22% |
| Deposits |
$12.7M
+5.4% YoY+6.0% QoQ
|
$-13.0M |
$25.7M
+1.4% YoY
|
$1.6B
+11.8% YoY
|
$477.3M
+9.7% YoY
|
41% |
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| ROA |
0.4%
+83.6% YoY-23.2% QoQ
|
-0.2% |
0.6%
+10.8% YoY
|
0.6%
+35.7% YoY
|
0.7%
+15.9% YoY
|
35% |
| NIM |
2.9%
+9.1% YoY-0.9% QoQ
|
-1.0% |
4.0%
+4.0% YoY
|
4.2%
+5.1% YoY
|
3.8%
+5.1% YoY
|
17% |
| Efficiency Ratio |
84.9%
-7.7% YoY+5.5% QoQ
|
+2.4% |
82.6%
-2.3% YoY
|
78.5%
-3.0% YoY
|
79.7%
-3.3% YoY
|
63% |
| Delinquency Rate |
0.2%
+1.4% YoY-10.6% QoQ
|
-1.4 |
1.6%
-3.1% YoY
|
0.9%
-6.6% YoY
|
1.3%
-2.1% YoY
|
25% |
| Loan To Share |
21.0%
-5.4% YoY-4.9% QoQ
|
-39.6% |
60.6%
-3.1% YoY
|
75.9%
-0.1% YoY
|
67.4%
-1.7% YoY
|
Bottom 5.2% in tier |
| AMR |
$32,237
+5.4% YoY+4.7% QoQ
|
+$17K |
$14,783
-1.4% YoY
|
$26,046
+3.3% YoY
|
$19,687
+2.0% YoY
|
Top 3.2% in tier |
| CD Concentration |
1.0%
+11454.3% YoY+12.1% QoQ
|
-23.4% | 24.4% | 22.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 15.8% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)