BlastPoint's Credit Union Scorecard
MEIJER
Charter #62393 · MI
MEIJER has 8 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Wallet Share Momentum: Top 50.0% in tier
- + Organic Growth Engine: Top 50.0% in tier
- + Emerging Performer: Top 50.0% in tier
- + Organic Growth Leader: Top 50.0% in tier
- + ROA 0.40% above tier average
- + Net Interest Margin 0.33% above tier average
- + Deposit Growth Rate: Top 3.4% in tier
- + Asset Growth Rate: Top 3.9% in tier
Key Concerns
Areas that may need attention
- - Average Member Relationship (AMR): Bottom 4.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 1,024 credit unions with $100M-$500M in assets nationally, and 1 of 68 that size in Michigan.
- Shares and deposits +13.6% year over year ($114M in shares and deposits).
- Membership: 15,402 members, +2.7% vs a year ago.
- Delinquency rate 0.29%.
- Return on assets 1.26%.
- Efficiency ratio 75.78% vs a 76.73% peer average.
- Loan-to-share ratio 82.03% vs a 71.54% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
15,402
+2.7% YoY+0.6% QoQ
|
+233 |
15,168
-2.6% YoY
|
36,289
+5.9% YoY
|
34,678
+6.6% YoY
|
60% |
| Assets |
$128.1M
+13.2% YoY+6.3% QoQ
|
$-103.9M |
$232.0M
+0.7% YoY
|
$717.2M
+13.9% YoY
|
$593.1M
+10.2% YoY
|
18% |
| Loans |
$93.9M
+17.4% YoY+10.7% QoQ
|
$-52.4M |
$146.3M
+0.2% YoY
|
$498.6M
+13.7% YoY
|
$418.6M
+10.1% YoY
|
33% |
| Deposits |
$114.4M
+13.6% YoY+6.5% QoQ
|
$-86.3M |
$200.7M
+0.2% YoY
|
$610.4M
+14.2% YoY
|
$504.8M
+10.3% YoY
|
21% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.3%
+24.6% YoY+6.9% QoQ
|
+0.4% |
0.9%
+12.5% YoY
|
1.0%
+47.3% YoY
|
1.2%
+121.4% YoY
|
79% |
| NIM |
4.0%
-0.8% YoY+0.2% QoQ
|
+0.3% |
3.7%
+4.5% YoY
|
3.8%
+4.4% YoY
|
3.8%
+2.3% YoY
|
71% |
| Efficiency Ratio |
75.8%
-5.1% YoY-2.9% QoQ
|
-1.0% |
76.7%
-0.8% YoY
|
74.6%
-8.6% YoY
|
83.0%
-5.3% YoY
|
44% |
| Delinquency Rate |
0.3%
-26.0% YoY+12.8% QoQ
|
-0.6 |
0.9%
+6.6% YoY
|
0.9%
+9.0% YoY
|
1.3%
+2.6% YoY
|
18% |
| Loan To Share |
82.0%
+3.4% YoY+4.0% QoQ
|
+10.5% |
71.5%
-0.3% YoY
|
66.6%
+0.6% YoY
|
66.4%
-1.4% YoY
|
69% |
| AMR |
$13,526
+12.2% YoY+7.7% QoQ
|
$-12K |
$25,107
+3.2% YoY
|
$23,154
+6.0% YoY
|
$20,028
-0.9% YoY
|
Bottom 4.2% in tier |
| CD Concentration |
24.0%
+15.4% YoY+2.7% QoQ
|
-0.6% | 24.6% | 18.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 11.7% | 7.7% | 50% |
Signature Analysis
Strengths (4)
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Emerging Performer
growthSmaller CU (bottom 50% by assets in tier) with strong profitability (ROA > 0.5%) AND growth (members >= 1%). Emerging leaders worth watching.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)