BlastPoint's Credit Union Scorecard
STREATOR COMMUNITY
Charter #62939 · IL
STREATOR COMMUNITY has 5 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan Growth Rate: Top 6.4% in tier
- + AMR Growth Rate: Top 6.4% in tier
- + Fee Income Per Member: Top 6.7% in tier
- + Asset Growth Rate: Top 8.1% in tier
- + Deposit Growth Rate: Top 9.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.06% below tier average
- - Member decline: -2.6% YoY
- - Indirect Auto Concentration (%): Bottom 7.3% in tier
- - Loan-to-Share Ratio: Bottom 7.4% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits +9.4% year over year ($37.2M in shares and deposits).
- Membership: 2,402 members, -2.6% vs a year ago.
- Delinquency rate 0.43%.
- Return on assets 1.43%.
- Efficiency ratio 69.02% vs a 88.77% peer average.
- Loan-to-share ratio 25.01% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,402
-2.6% YoY+0.5% QoQ
|
-183 |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
60% |
| Assets |
$42.3M
+9.5% YoY+5.0% QoQ
|
+$12.0M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
71% |
| Loans |
$9.3M
+13.4% YoY+3.8% QoQ
|
$-6.1M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
49% |
| Deposits |
$37.2M
+9.4% YoY+5.3% QoQ
|
+$11.4M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
72% |
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| ROA |
1.4%
+45.8% YoY+18.6% QoQ
|
-0.1% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
78% |
| NIM |
3.6%
+11.6% YoY+3.2% QoQ
|
-0.3% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
38% |
| Efficiency Ratio |
69.0%
-9.4% YoY-4.5% QoQ
|
-19.7% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
24% |
| Delinquency Rate |
0.4%
-26.7% YoY-22.1% QoQ
|
-1.1 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
39% |
| Loan To Share |
25.0%
+3.6% YoY-1.5% QoQ
|
-33.9% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
Bottom 7.3% in tier |
| AMR |
$19,377
+13.1% YoY+4.5% QoQ
|
+$4K |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
75% |
| CD Concentration |
5.0%
-0.8% YoY-5.2% QoQ
|
-19.6% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % |
12.9%
+6.1% YoY-8.7% QoQ
|
-0.7% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)