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BlastPoint's Credit Union Scorecard

NEW ORLEANS POLICE DEPARTMENT EMP.

Charter #63008 · LA

<100M
2508 CUs in <100M nationally 107 in LA

NEW ORLEANS POLICE DEPARTMENT EMP. has 2 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.75% above tier average
  • + Net Worth Ratio: Top 1.7% in tier

Key Concerns

Areas that may need attention

  • - Fee Income Per Member: Bottom 6.3% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 1,711
+0.4% YoY+0.3% QoQ
-965 2,676
+1.6% YoY
9,512
+2.6% YoY
33,913
+5.7% YoY
45%
Assets $21.6M
+1.0% YoY-1.3% QoQ
$-8.6M $30.2M
+1.3% YoY
$128.1M
+5.9% YoY
$578.3M
+9.0% YoY
49%
Loans $7.8M
+0.4% YoY-3.0% QoQ
$-7.4M $15.3M
-2.0% YoY
$89.6M
+5.7% YoY
$402.4M
+8.7% YoY
45%
Deposits $12.1M
+1.1% YoY+5.4% QoQ
$-13.6M $25.8M
+0.7% YoY
$109.6M
+6.0% YoY
$494.3M
+9.1% YoY
40%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.9%
-9.9% YoY+145.2% QoQ
+0.8% 0.1%
-77.6% YoY
0.1%
-79.1% YoY
0.4%
-39.2% YoY
65%
NIM 3.0%
+22.0% YoY+33.7% QoQ
-1.0% 4.0%
+4.0% YoY
4.2%
-0.4% YoY
3.8%
+4.1% YoY
18%
Efficiency Ratio 70.0%
+15.0% YoY-16.5% QoQ
-20.6% 90.6%
+6.5% YoY
88.0%
+2.9% YoY
84.6%
+2.8% YoY
26%
Delinquency Rate 0.5%
+37.5% YoY+80.0% QoQ
-1.0 1.5%
+3.8% YoY
1.7%
-21.7% YoY
1.2%
+3.4% YoY
44%
Loan To Share 64.5%
-0.6% YoY-8.0% QoQ
+6.0% 58.5%
-3.0% YoY
68.2%
-2.4% YoY
65.6%
-1.4% YoY
58%
AMR $11,677
+0.4% YoY+1.7% QoQ
$-3K $14,884
-1.7% YoY
$13,483
+2.5% YoY
$19,920
+1.6% YoY
37%
CD Concentration 0.0% -24.3% 24.3% 14.9% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
44
Net Worth Ratio
risk
Value: 42.36%
Peer Median: 14.28%
#44 of 2508 Top 1.7% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier

Top Weaknesses (2 metrics)

2351
Fee Income Per Member
profitability
Value: $0.32
Peer Median: $60.42
#2351 of 2508 Bottom 6.3% in <100M tier
2044
Net Interest Margin (NIM)
profitability
Value: 2.99%
Peer Median: 3.83%
#2044 of 2508 Bottom 18.5% in <100M tier
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