BlastPoint's Credit Union Scorecard
NEW ORLEANS POLICE DEPARTMENT EMP.
Charter #63008 · LA
2596 CUs in <100M nationally
108 in LA
NEW ORLEANS POLICE DEPARTMENT EMP. has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Net Worth Ratio: Top 2.4% in tier
- + Net Charge-Off Rate: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.10% below tier average
- - Net Interest Margin (NIM): Bottom 4.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,690
-1.3% YoY-0.7% QoQ
|
-935 |
2,625
-2.2% YoY
|
9,352
+2.6% YoY
|
33,089
+6.1% YoY
|
44% |
| Assets |
$22.7M
+2.1% YoY+3.3% QoQ
|
$-7.2M |
$29.9M
+1.1% YoY
|
$121.4M
+4.9% YoY
|
$547.7M
+7.8% YoY
|
52% |
| Loans |
$8.0M
+0.1% YoY+1.1% QoQ
|
$-7.8M |
$15.8M
-2.4% YoY
|
$86.9M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
45% |
| Deposits |
$12.7M
+2.5% YoY+3.3% QoQ
|
$-12.7M |
$25.5M
+0.4% YoY
|
$103.9M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
42% |
| ROA |
0.6%
+21.6% YoY+87.6% QoQ
|
-0.1% |
0.7%
-731.4% YoY
|
0.5%
+1.1% YoY
|
0.7%
+273.4% YoY
|
41% |
| NIM |
2.1%
-23.2% YoY-4.3% QoQ
|
-1.8% |
3.9%
+3.8% YoY
|
4.3%
+3.2% YoY
|
3.7%
+5.0% YoY
|
Bottom 4.0% in tier |
| Efficiency Ratio |
72.8%
-11.8% YoY-15.5% QoQ
|
-8.6% |
81.4%
-2.4% YoY
|
82.9%
-3.6% YoY
|
79.1%
-3.3% YoY
|
37% |
| Delinquency Rate |
0.5%
+29.4% YoY-9.8% QoQ
|
-1.0 |
1.5%
-2.0% YoY
|
1.8%
-12.2% YoY
|
1.2%
-0.9% YoY
|
42% |
| Loan To Share |
62.7%
-2.3% YoY-2.2% QoQ
|
+1.4% |
61.2%
-3.0% YoY
|
70.9%
-2.6% YoY
|
68.0%
-1.7% YoY
|
52% |
| AMR |
$12,233
+2.9% YoY+3.2% QoQ
|
$-2K |
$14,627
-2.7% YoY
|
$13,297
+2.9% YoY
|
$19,418
+1.3% YoY
|
41% |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
15.0%
+9.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.8% YoY
|
5.3%
+10.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (5 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 2.84%
#1 of 2596
Top 0.0% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 14.49%
#1 of 2596
Top 0.0% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Avg: 15.37%
#1 of 2596
Top 0.0% in <100M tier
64
Net Worth Ratio
risk
Value:
39.77%
Peer Avg: 16.43%
#64 of 2596
Top 2.4% in <100M tier
246
Net Charge-Off Rate
risk
Value:
0.00%
Peer Avg: 0.57%
#246 of 2596
Top 9.4% in <100M tier
Top Weaknesses (2 metrics)
2491
Net Interest Margin (NIM)
profitability
Value:
2.11%
Peer Avg: 3.93%
#2491 of 2596
Bottom 4.1% in <100M tier
2225
Fee Income Per Member
profitability
Value:
$5.00
Peer Avg: $182.96
#2225 of 2596
Bottom 14.3% in <100M tier