BlastPoint's Credit Union Scorecard
NEW ORLEANS POLICE DEPARTMENT EMP.
Charter #63008 · LA
NEW ORLEANS POLICE DEPARTMENT EMP. has 5 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
- + Net Worth Ratio: Top 1.9% in tier
- + Net Charge-Off Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.25% below tier average
- - Efficiency ratio 1.27% above tier (higher cost structure)
- - Net Interest Margin (NIM): Bottom 5.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,706
-0.8% YoY+0.9% QoQ
|
-909 |
2,615
-1.9% YoY
|
9,309
+1.0% YoY
|
33,374
+5.7% YoY
|
45% |
| Assets |
$21.8M
+1.1% YoY-3.8% QoQ
|
$-8.3M |
$30.1M
+2.1% YoY
|
$122.7M
+4.8% YoY
|
$561.6M
+9.7% YoY
|
50% |
| Loans |
$8.1M
+1.0% YoY+1.4% QoQ
|
$-7.7M |
$15.8M
-1.3% YoY
|
$87.2M
+3.5% YoY
|
$397.0M
+8.8% YoY
|
45% |
| Deposits |
$11.5M
+0.9% YoY-9.4% QoQ
|
$-14.2M |
$25.7M
+1.4% YoY
|
$104.9M
+5.6% YoY
|
$477.3M
+9.7% YoY
|
40% |
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| ROA |
0.4%
-19.5% YoY-37.0% QoQ
|
-0.3% |
0.6%
+10.8% YoY
|
0.3%
+12.6% YoY
|
0.7%
+15.9% YoY
|
33% |
| NIM |
2.2%
-14.2% YoY+6.3% QoQ
|
-1.7% |
4.0%
+4.0% YoY
|
4.2%
+2.9% YoY
|
3.8%
+5.1% YoY
|
Bottom 5.6% in tier |
| Efficiency Ratio |
83.8%
+1.5% YoY+15.1% QoQ
|
+1.3% |
82.6%
-2.3% YoY
|
85.6%
-13.2% YoY
|
79.7%
-3.3% YoY
|
60% |
| Delinquency Rate |
0.3%
-21.7% YoY-41.2% QoQ
|
-1.3 |
1.6%
-3.1% YoY
|
1.9%
-8.2% YoY
|
1.3%
-2.1% YoY
|
31% |
| Loan To Share |
70.1%
+0.1% YoY+11.9% QoQ
|
+9.5% |
60.6%
-3.1% YoY
|
71.2%
-2.0% YoY
|
67.4%
-1.7% YoY
|
64% |
| AMR |
$11,485
+1.7% YoY-6.1% QoQ
|
$-3K |
$14,783
-1.4% YoY
|
$13,375
+3.1% YoY
|
$19,687
+2.0% YoY
|
36% |
| CD Concentration | 0.0% | -24.4% | 24.4% | 15.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.0% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)