BlastPoint's Credit Union Scorecard
CHAMPION COMMUNITY
Charter #63614 · AL
CHAMPION COMMUNITY has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.29% above tier average
- + Net Charge-Off Rate: Top 8.6% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.8% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,043
-2.8% YoY-0.3% QoQ
|
+366 |
2,676
+1.6% YoY
|
28,055
-6.4% YoY
|
33,913
+5.7% YoY
|
68% |
| Assets |
$51.4M
+4.7% YoY+0.9% QoQ
|
+$21.2M |
$30.2M
+1.3% YoY
|
$451.2M
+7.2% YoY
|
$578.3M
+9.0% YoY
|
78% |
| Loans |
$21.7M
-10.2% YoY-5.7% QoQ
|
+$6.4M |
$15.3M
-2.0% YoY
|
$260.3M
+6.6% YoY
|
$402.4M
+8.7% YoY
|
73% |
| Deposits |
$43.8M
+4.4% YoY+0.9% QoQ
|
+$18.0M |
$25.8M
+0.7% YoY
|
$395.2M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
78% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.4%
-11.1% YoY-48.6% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.6%
-14.6% YoY
|
0.4%
-39.2% YoY
|
41% |
| NIM |
3.2%
-2.9% YoY-5.4% QoQ
|
-0.8% |
4.0%
+4.0% YoY
|
3.7%
+0.6% YoY
|
3.8%
+4.1% YoY
|
24% |
| Efficiency Ratio |
87.6%
-0.1% YoY+12.7% QoQ
|
-3.0% |
90.6%
+6.5% YoY
|
80.4%
-0.1% YoY
|
84.6%
+2.8% YoY
|
64% |
| Delinquency Rate |
0.6%
-50.6% YoY-73.6% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
1.6%
+17.5% YoY
|
1.2%
+3.4% YoY
|
46% |
| Loan To Share |
49.5%
-14.0% YoY-6.5% QoQ
|
-9.0% |
58.5%
-3.0% YoY
|
59.2%
-1.1% YoY
|
65.6%
-1.4% YoY
|
36% |
| AMR |
$21,504
+2.0% YoY-1.1% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$17,504
+3.5% YoY
|
$19,920
+1.6% YoY
|
83% |
| CD Concentration |
21.1%
+3.0% YoY-1.2% QoQ
|
-3.2% | 24.3% | 21.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)