BlastPoint's Credit Union Scorecard
PARIS HI-WAY
Charter #64242 · IL
PARIS HI-WAY has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.99% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Efficiency Ratio: Top 2.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.9% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
852
-2.9% YoY-0.7% QoQ
|
-1.8K |
2,676
+1.6% YoY
|
22,133
+6.8% YoY
|
33,913
+5.7% YoY
|
24% |
| Assets |
$11.0M
+2.7% YoY+1.4% QoQ
|
$-19.2M |
$30.2M
+1.3% YoY
|
$406.0M
+9.7% YoY
|
$578.3M
+9.0% YoY
|
34% |
| Loans |
$5.8M
-6.3% YoY-2.2% QoQ
|
$-9.4M |
$15.3M
-2.0% YoY
|
$279.6M
+10.0% YoY
|
$402.4M
+8.7% YoY
|
38% |
| Deposits |
$9.2M
+2.7% YoY+1.2% QoQ
|
$-16.6M |
$25.8M
+0.7% YoY
|
$344.9M
+10.3% YoY
|
$494.3M
+9.1% YoY
|
34% |
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| ROA |
2.1%
+2.7% YoY+523.5% QoQ
|
+2.0% |
0.1%
-77.6% YoY
|
0.5%
-57.9% YoY
|
0.4%
-39.2% YoY
|
Top 5.1% in tier |
| NIM |
3.7%
-3.3% YoY+92.9% QoQ
|
-0.4% |
4.0%
+4.0% YoY
|
3.7%
-0.2% YoY
|
3.8%
+4.1% YoY
|
43% |
| Efficiency Ratio |
42.7%
-8.7% YoY-48.4% QoQ
|
-47.9% |
90.6%
+6.5% YoY
|
87.0%
+8.4% YoY
|
84.6%
+2.8% YoY
|
Top 2.5% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY-100.0% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
1.2%
+7.3% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
63.7%
-8.8% YoY-3.4% QoQ
|
+5.2% |
58.5%
-3.0% YoY
|
60.2%
-0.9% YoY
|
65.6%
-1.4% YoY
|
58% |
| AMR |
$17,614
+1.9% YoY+0.5% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$15,723
+4.6% YoY
|
$19,920
+1.6% YoY
|
68% |
| CD Concentration |
27.6%
+5.2% YoY+3.2% QoQ
|
+3.3% | 24.3% | 14.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)