✦ Missed CU Wrapped 2025? Read the full Year in Review →

BlastPoint's Credit Union Scorecard

FIREMAN'S

Charter #64594 · AL

<100M
2508 CUs in <100M nationally 53 in AL

FIREMAN'S has 4 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.35% above tier average
  • + Strong member growth: 9.9% YoY
  • + Net Worth Ratio: Top 3.2% in tier
  • + Member Growth Rate: Top 3.4% in tier

Key Concerns

Areas that may need attention

  • - Fee Income Per Member: Bottom 8.0% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AL) National Avg Tier Percentile
Members 962
+9.9% YoY+0.6% QoQ
-1.7K 2,676
+1.6% YoY
28,055
-6.4% YoY
33,913
+5.7% YoY
27%
Assets $7.3M
+4.5% YoY+1.1% QoQ
$-22.9M $30.2M
+1.3% YoY
$451.2M
+7.2% YoY
$578.3M
+9.0% YoY
26%
Loans $3.5M
+2.4% YoY-1.8% QoQ
$-11.8M $15.3M
-2.0% YoY
$260.3M
+6.6% YoY
$402.4M
+8.7% YoY
27%
Deposits $4.6M
+5.2% YoY+1.8% QoQ
$-21.2M $25.8M
+0.7% YoY
$395.2M
+6.0% YoY
$494.3M
+9.1% YoY
21%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.5%
-29.2% YoY+29.9% QoQ
+0.3% 0.1%
-77.6% YoY
0.6%
-14.6% YoY
0.4%
-39.2% YoY
44%
NIM 3.4%
+7.9% YoY+236.8% QoQ
-0.6% 4.0%
+4.0% YoY
3.7%
+0.6% YoY
3.8%
+4.1% YoY
32%
Efficiency Ratio 59.7%
-17.9% YoY+13.1% QoQ
-30.9% 90.6%
+6.5% YoY
80.4%
-0.1% YoY
84.6%
+2.8% YoY
Top 11.7% in tier
Delinquency Rate 0.4%
-88.9% YoY-4.8% QoQ
-1.1 1.5%
+3.8% YoY
1.6%
+17.5% YoY
1.2%
+3.4% YoY
38%
Loan To Share 75.6%
-2.6% YoY-3.5% QoQ
+17.1% 58.5%
-3.0% YoY
59.2%
-1.1% YoY
65.6%
-1.4% YoY
76%
AMR $8,399
-5.4% YoY-0.4% QoQ
$-6K $14,884
-1.7% YoY
$17,504
+3.5% YoY
$19,920
+1.6% YoY
21%
CD Concentration 0.0% -24.3% 24.3% 21.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
82
Net Worth Ratio
risk
Value: 36.33%
Peer Median: 14.28%
#82 of 2508 Top 3.2% in <100M tier
86
Member Growth Rate
growth
Value: 9.94%
Peer Median: -1.37%
#86 of 2508 Top 3.4% in <100M tier
295
Efficiency Ratio
profitability
Value: 59.73%
Peer Median: 81.45%
#295 of 2508 Top 11.7% in <100M tier
578
Deposit Growth Rate
growth
Value: 5.17%
Peer Median: 0.66%
#578 of 2508 Top 23.0% in <100M tier
611
Loan-to-Share Ratio
balance_sheet
Value: 75.58%
Peer Median: 58.72%
#611 of 2508 Top 24.3% in <100M tier

Top Weaknesses (5 metrics)

2309
Fee Income Per Member
profitability
Value: $1.03
Peer Median: $60.42
#2309 of 2508 Bottom 8.0% in <100M tier
2205
Net Charge-Off Rate
risk
Value: 1.16%
Peer Median: 0.07%
#2205 of 2508 Bottom 12.1% in <100M tier
2115
AMR Growth Rate
growth
Value: -5.43%
Peer Median: 1.27%
#2115 of 2508 Bottom 15.7% in <100M tier
1990
Average Member Relationship (AMR)
engagement
Value: $8,399
Peer Median: $13,926
#1990 of 2508 Bottom 20.7% in <100M tier
1975
Total Deposits
balance_sheet
Value: $4.60M
Peer Median: $18.77M
#1975 of 2508 Bottom 21.3% in <100M tier
Link copied to clipboard!