BlastPoint's Credit Union Scorecard
FIREMAN'S
Charter #64594 · AL
FIREMAN'S has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Worth Ratio: Top 3.4% in tier
- + Efficiency Ratio: Top 4.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.64% below tier average
- - Fee Income Per Member: Bottom 7.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 52 that size in Alabama.
- Shares and deposits +6.0% year over year ($4.7M in shares and deposits).
- Membership: 972 members, +3.1% vs a year ago.
- Delinquency rate 0.80%.
- Return on assets 0.85%.
- Efficiency ratio 50.39% vs a 88.77% peer average.
- Loan-to-share ratio 77.48% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
972
+3.1% YoY+1.0% QoQ
|
-1.6K |
2,585
-1.7% YoY
|
28,281
-1.7% YoY
|
34,678
+6.6% YoY
|
28% |
| Assets |
$7.4M
+5.0% YoY+2.2% QoQ
|
$-22.9M |
$30.3M
+1.5% YoY
|
$459.0M
+7.0% YoY
|
$593.1M
+10.2% YoY
|
26% |
| Loans |
$3.7M
+4.1% YoY+5.4% QoQ
|
$-11.8M |
$15.5M
-1.7% YoY
|
$266.3M
+5.7% YoY
|
$418.6M
+10.1% YoY
|
28% |
| Deposits |
$4.7M
+6.0% YoY+2.8% QoQ
|
$-21.1M |
$25.8M
+1.1% YoY
|
$400.1M
+6.1% YoY
|
$504.8M
+10.3% YoY
|
22% |
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| ROA |
0.9%
-17.1% YoY+73.4% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.1%
+39.6% YoY
|
1.2%
+121.4% YoY
|
52% |
| NIM |
3.8%
+15.3% YoY+13.1% QoQ
|
-0.1% |
3.9%
+0.9% YoY
|
3.7%
+1.1% YoY
|
3.8%
+2.3% YoY
|
48% |
| Efficiency Ratio |
50.4%
-21.6% YoY-15.6% QoQ
|
-38.4% |
88.8%
-6.9% YoY
|
82.1%
+5.7% YoY
|
83.0%
-5.3% YoY
|
Top 4.4% in tier |
| Delinquency Rate |
0.8%
-71.5% YoY+117.3% QoQ
|
-0.7 |
1.5%
+2.1% YoY
|
1.4%
-5.8% YoY
|
1.3%
+2.6% YoY
|
54% |
| Loan To Share |
77.5%
-1.9% YoY+2.5% QoQ
|
+18.6% |
58.9%
-3.1% YoY
|
59.3%
-1.7% YoY
|
66.4%
-1.4% YoY
|
77% |
| AMR |
$8,641
+2.0% YoY+2.9% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$17,701
+4.0% YoY
|
$20,028
-0.9% YoY
|
21% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 21.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)