BlastPoint's Credit Union Scorecard

CATHOLIC FAMILY

Charter #64762 · MO

<100M
2437 CUs in <100M nationally 58 in MO

CATHOLIC FAMILY has 2 strengths but faces 5 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Charge-Off Rate: Top 2.3% in tier
  • + Members Per Employee (MPE): Top 3.1% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.14% below tier average
  • - Delinquency rate 1.04% above tier average
  • - Member decline: -2.7% YoY
  • - Indirect Auto Concentration (%): Bottom 7.3% in tier
  • - Net Worth Ratio: Bottom 9.1% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 58 that size in Missouri.
  • Shares and deposits +2.2% year over year ($15.0M in shares and deposits).
  • Membership: 2,338 members, -2.7% vs a year ago.
  • Delinquency rate 2.59%.
  • Return on assets 0.36%.
  • Efficiency ratio 85.71% vs a 88.77% peer average.
  • Loan-to-share ratio 41.54% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (MO) National Avg Tier Percentile
Members 2,338
-2.7% YoY-32.8% QoQ
-247 2,585
-1.7% YoY
15,766
-0.3% YoY
34,678
+6.6% YoY
58%
Assets $16.5M
+1.9% YoY-3.3% QoQ
$-13.7M $30.3M
+1.5% YoY
$225.8M
+8.3% YoY
$593.1M
+10.2% YoY
43%
Loans $6.2M
-7.5% YoY-6.3% QoQ
$-9.2M $15.5M
-1.7% YoY
$157.5M
+9.5% YoY
$418.6M
+10.1% YoY
40%
Deposits $15.0M
+2.2% YoY-3.8% QoQ
$-10.8M $25.8M
+1.1% YoY
$197.6M
+8.9% YoY
$504.8M
+10.3% YoY
45%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.4%
-44.2% YoY+8.0% QoQ
-1.1% 1.5%
+241.5% YoY
1.4%
+222.5% YoY
1.2%
+121.4% YoY
22%
NIM 2.9%
-0.3% YoY+4.6% QoQ
-1.0% 3.9%
+0.9% YoY
3.8%
+0.7% YoY
3.8%
+2.3% YoY
Bottom 14.9% in tier
Efficiency Ratio 85.7%
+7.1% YoY-3.8% QoQ
-3.1% 88.8%
-6.9% YoY
83.2%
+2.3% YoY
83.0%
-5.3% YoY
62%
Delinquency Rate 2.6%
-42.5% YoY-32.9% QoQ
+1.0 1.5%
+2.1% YoY
1.1%
-8.7% YoY
1.3%
+2.6% YoY
84%
Loan To Share 41.5%
-9.5% YoY-2.6% QoQ
-17.4% 58.9%
-3.1% YoY
69.6%
-2.9% YoY
66.4%
-1.4% YoY
24%
AMR $9,087
+1.8% YoY+42.1% QoQ
$-6K $14,963
-6.8% YoY
$17,444
+4.9% YoY
$20,028
-0.9% YoY
23%
CD Concentration 11.4%
-1.7% YoY+4.2% QoQ
-13.2% 24.6% 18.3% 20.0% 50%
Indirect Auto % 12.8%
-27.5% YoY+2451.4% QoQ
-0.8% 13.6% 9.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (3 metrics)

1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
58
Net Charge-Off Rate
risk
Value: -0.46%
Peer Median: 0.18%
#58 of 2437 Top 2.3% in <100M tier
76
Members Per Employee (MPE)
engagement
Value: 779.333
Peer Median: 328.333
#76 of 2437 Top 3.1% in <100M tier

Top Weaknesses (8 metrics)

2260
Indirect Auto Concentration (%)
balance_sheet
Value: 12.81%
Peer Median: 0.00%
#2260 of 2437 Bottom 7.3% in <100M tier
2216
Net Worth Ratio
risk
Value: 8.98%
Peer Median: 14.28%
#2216 of 2437 Bottom 9.1% in <100M tier
2073
Net Interest Margin (NIM)
profitability
Value: 2.94%
Peer Median: 3.87%
#2073 of 2437 Bottom 15.0% in <100M tier
2060
Total Delinquency Rate (60+ days)
risk
Value: 2.59%
Peer Median: 0.70%
#2060 of 2437 Bottom 15.5% in <100M tier
1940
Loan-to-Member Ratio (LMR)
engagement
Value: $2,667
Peer Median: $4,937
#1940 of 2437 Bottom 20.4% in <100M tier
1903
Return on Assets (ROA)
profitability
Value: 0.36%
Peer Median: 0.81%
#1903 of 2437 Bottom 22.0% in <100M tier
1866
Average Member Relationship (AMR)
engagement
Value: $9,087
Peer Median: $13,967
#1866 of 2437 Bottom 23.5% in <100M tier
1860
Loan-to-Share Ratio
balance_sheet
Value: 41.54%
Peer Median: 58.67%
#1860 of 2437 Bottom 23.7% in <100M tier
Link copied to clipboard!