BlastPoint's Credit Union Scorecard
OUR FAMILY SOCIAL
Charter #64938 · NE
OUR FAMILY SOCIAL has 3 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.38% above tier average
- + Net Interest Margin 3.42% above tier average
- + Loan-to-Share Ratio: Top 5.0% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 1.93% above tier average
- - Total Assets: Bottom 3.6% in tier
- - Average Member Relationship (AMR): Bottom 3.7% in tier
- - Total Deposits: Bottom 4.2% in tier
- - Loan-to-Member Ratio (LMR): Bottom 7.4% in tier
- - Total Loans: Bottom 8.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
- Shares and deposits +0.7% year over year ($565K in shares and deposits).
- Membership: 415 members, -0.7% vs a year ago.
- Delinquency rate 3.47%.
- Return on assets 1.87%.
- Efficiency ratio 61.10% vs a 88.77% peer average.
- Loan-to-share ratio 95.84% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
415
-0.7% YoY0% QoQ
|
-2.2K |
2,585
-1.7% YoY
|
11,070
-2.8% YoY
|
34,678
+6.6% YoY
|
Bottom 11.4% in tier |
| Assets |
$628,508
+0.6% YoY+0.4% QoQ
|
$-29.7M |
$30.3M
+1.5% YoY
|
$139.7M
+2.9% YoY
|
$593.1M
+10.2% YoY
|
Bottom 3.5% in tier |
| Loans |
$541,237
-3.4% YoY-0.7% QoQ
|
$-14.9M |
$15.5M
-1.7% YoY
|
$101.1M
+5.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 8.0% in tier |
| Deposits |
$564,758
+0.7% YoY-0.3% QoQ
|
$-25.2M |
$25.8M
+1.1% YoY
|
$119.4M
+3.3% YoY
|
$504.8M
+10.3% YoY
|
Bottom 4.1% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.9%
-30.3% YoY+61.1% QoQ
|
+0.4% |
1.5%
+241.5% YoY
|
1.1%
+69.2% YoY
|
1.2%
+121.4% YoY
|
Top 11.6% in tier |
| NIM |
7.3%
+3.9% YoY+0.3% QoQ
|
+3.4% |
3.9%
+0.9% YoY
|
4.1%
+6.3% YoY
|
3.8%
+2.3% YoY
|
Top 0.7% in tier |
| Efficiency Ratio |
61.1%
+8.0% YoY-24.3% QoQ
|
-27.7% |
88.8%
-6.9% YoY
|
79.7%
-2.7% YoY
|
83.0%
-5.3% YoY
|
Top 12.5% in tier |
| Delinquency Rate |
3.5%
+124.4% YoY+26.3% QoQ
|
+1.9 |
1.5%
+2.1% YoY
|
1.2%
+28.5% YoY
|
1.3%
+2.6% YoY
|
Bottom 11.0% in tier |
| Loan To Share |
95.8%
-4.1% YoY-0.4% QoQ
|
+36.9% |
58.9%
-3.1% YoY
|
69.5%
+0.0% YoY
|
66.4%
-1.4% YoY
|
Top 5.1% in tier |
| AMR |
$2,665
-0.6% YoY-0.5% QoQ
|
$-12K |
$14,963
-6.8% YoY
|
$17,408
+1.9% YoY
|
$20,028
-0.9% YoY
|
Bottom 3.7% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)