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BlastPoint's Credit Union Scorecard

CT FIREFIGHTERS

Charter #6498 · CT

<100M
2437 CUs in <100M nationally 43 in CT

CT FIREFIGHTERS demonstrates 5 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.16% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Loan-to-Member Ratio (LMR): Top 7.4% in tier
  • + Loan Growth Rate: Top 7.5% in tier
  • + Average Member Relationship (AMR): Top 9.4% in tier

Key Concerns

Areas that may need attention

No key concerns identified

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
  • Shares and deposits +6.3% year over year ($30.6M in shares and deposits).
  • Membership: 2,134 members, +2.9% vs a year ago.
  • Delinquency rate 0.00%.
  • Return on assets 1.65%.
  • Efficiency ratio 64.67% vs a 88.77% peer average.
  • Loan-to-share ratio 72.85% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 2,134
+2.9% YoY-1.2% QoQ
-451 2,585
-1.7% YoY
14,203
+5.8% YoY
34,678
+6.6% YoY
55%
Assets $34.7M
+7.2% YoY+1.2% QoQ
+$4.4M $30.3M
+1.5% YoY
$248.5M
+12.0% YoY
$593.1M
+10.2% YoY
64%
Loans $22.3M
+12.3% YoY+0.3% QoQ
+$6.9M $15.5M
-1.7% YoY
$139.3M
+11.4% YoY
$418.6M
+10.1% YoY
74%
Deposits $30.6M
+6.3% YoY+0.9% QoQ
+$4.8M $25.8M
+1.1% YoY
$217.7M
+11.5% YoY
$504.8M
+10.3% YoY
65%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 1.7%
+76.8% YoY+1.6% QoQ
+0.2% 1.5%
+241.5% YoY
1.1%
+193.3% YoY
1.2%
+121.4% YoY
84%
NIM 3.7%
+30.1% YoY+3.5% QoQ
-0.2% 3.9%
+0.9% YoY
3.6%
-1.0% YoY
3.8%
+2.3% YoY
43%
Efficiency Ratio 64.7%
-13.6% YoY+0.5% QoQ
-24.1% 88.8%
-6.9% YoY
90.9%
-27.8% YoY
83.0%
-5.3% YoY
17%
Delinquency Rate 0.0% -1.5 1.5%
+2.1% YoY
1.4%
+21.8% YoY
1.3%
+2.6% YoY
Top 0.1% in tier
Loan To Share 72.8%
+5.7% YoY-0.5% QoQ
+14.0% 58.9%
-3.1% YoY
53.6%
-1.6% YoY
66.4%
-1.4% YoY
71%
AMR $24,817
+5.7% YoY+1.9% QoQ
+$10K $14,963
-6.8% YoY
$17,514
+4.9% YoY
$20,028
-0.9% YoY
Top 9.4% in tier
CD Concentration 25.2%
+2.7% YoY+4.6% QoQ
+0.7% 24.6% 14.9% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 4.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (13 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.70%
#1 of 2437 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
182
Loan-to-Member Ratio (LMR)
engagement
Value: $10,459
Peer Median: $4,937
#182 of 2437 Top 7.4% in <100M tier
183
Loan Growth Rate
growth
Value: 12.34%
Peer Median: -2.63%
#183 of 2437 Top 7.5% in <100M tier
230
Average Member Relationship (AMR)
engagement
Value: $24,817
Peer Median: $13,967
#230 of 2437 Top 9.4% in <100M tier
271
Fee Income Per Member
profitability
Value: $156.75
Peer Median: $63.89
#271 of 2437 Top 11.1% in <100M tier
278
Member Growth Rate
growth
Value: 2.94%
Peer Median: -1.37%
#278 of 2437 Top 11.4% in <100M tier
349
Asset Growth Rate
growth
Value: 7.20%
Peer Median: 1.25%
#349 of 2437 Top 14.3% in <100M tier
401
Return on Assets (ROA)
profitability
Value: 1.65%
Peer Median: 0.81%
#401 of 2437 Top 16.4% in <100M tier
420
Efficiency Ratio
profitability
Value: 64.67%
Peer Median: 80.65%
#420 of 2437 Top 17.2% in <100M tier

Top Weaknesses (0 metrics)

No weakness rankings available
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