BlastPoint's Credit Union Scorecard
SIUE
Charter #65046 · IL
SIUE has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.41% above tier average
- + Net Interest Margin 0.07% above tier average
Key Concerns
Areas that may need attention
- - Member decline: -2.6% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,633
-2.6% YoY-1.4% QoQ
|
-1.0K |
2,676
+1.6% YoY
|
22,133
+6.8% YoY
|
33,913
+5.7% YoY
|
44% |
| Assets |
$30.0M
+4.2% YoY+1.8% QoQ
|
$-156K |
$30.2M
+1.3% YoY
|
$406.0M
+9.7% YoY
|
$578.3M
+9.0% YoY
|
59% |
| Loans |
$12.0M
+7.4% YoY+1.3% QoQ
|
$-3.3M |
$15.3M
-2.0% YoY
|
$279.6M
+10.0% YoY
|
$402.4M
+8.7% YoY
|
56% |
| Deposits |
$26.7M
+3.3% YoY+1.8% QoQ
|
+$914K |
$25.8M
+0.7% YoY
|
$344.9M
+10.3% YoY
|
$494.3M
+9.1% YoY
|
61% |
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| ROA |
0.6%
-52.3% YoY-51.5% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.5%
-57.9% YoY
|
0.4%
-39.2% YoY
|
47% |
| NIM |
4.1%
+2.5% YoY-0.9% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.7%
-0.2% YoY
|
3.8%
+4.1% YoY
|
62% |
| Efficiency Ratio |
84.7%
+18.1% YoY+16.0% QoQ
|
-6.0% |
90.6%
+6.5% YoY
|
87.0%
+8.4% YoY
|
84.6%
+2.8% YoY
|
57% |
| Delinquency Rate |
0.3%
-54.6% YoY-62.0% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
1.2%
+7.3% YoY
|
1.2%
+3.4% YoY
|
34% |
| Loan To Share |
44.9%
+4.0% YoY-0.5% QoQ
|
-13.6% |
58.5%
-3.0% YoY
|
60.2%
-0.9% YoY
|
65.6%
-1.4% YoY
|
29% |
| AMR |
$23,690
+7.3% YoY+3.1% QoQ
|
+$9K |
$14,884
-1.7% YoY
|
$15,723
+4.6% YoY
|
$19,920
+1.6% YoY
|
Top 11.1% in tier |
| CD Concentration |
3.4%
+22.1% YoY-18.9% QoQ
|
-20.9% | 24.3% | 14.0% | 19.8% | 50% |
| Indirect Auto % |
0.2%
-60.2% YoY-14.1% QoQ
|
-13.6% | 13.8% | 7.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)