BlastPoint's Credit Union Scorecard
CENTRAL ILLINOIS
Charter #65186 · IL
CENTRAL ILLINOIS has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.32% above tier average
Key Concerns
Areas that may need attention
- - Delinquency rate 0.54% above tier average
- - Member decline: -2.5% YoY
- - Asset Growth Rate: Bottom 6.3% in tier
- - Deposit Growth Rate: Bottom 7.5% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,527
-2.5% YoY+0.2% QoQ
|
+911 |
2,615
-1.9% YoY
|
21,665
+5.6% YoY
|
33,374
+5.7% YoY
|
74% |
| Assets |
$24.9M
-8.7% YoY-4.5% QoQ
|
$-5.2M |
$30.1M
+2.1% YoY
|
$394.9M
+10.3% YoY
|
$561.6M
+9.7% YoY
|
54% |
| Loans |
$12.1M
+4.8% YoY+3.0% QoQ
|
$-3.7M |
$15.8M
-1.3% YoY
|
$275.6M
+9.5% YoY
|
$397.0M
+8.8% YoY
|
55% |
| Deposits |
$21.5M
-9.7% YoY-0.3% QoQ
|
$-4.2M |
$25.7M
+1.4% YoY
|
$330.4M
+9.6% YoY
|
$477.3M
+9.7% YoY
|
54% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.6%
-55.3% YoY+109.8% QoQ
|
+0.0% |
0.6%
+10.8% YoY
|
0.6%
-12.3% YoY
|
0.7%
+15.9% YoY
|
45% |
| NIM |
4.3%
-5.9% YoY+14.6% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
3.6%
+3.6% YoY
|
3.8%
+5.1% YoY
|
66% |
| Efficiency Ratio |
76.6%
+19.4% YoY-3.5% QoQ
|
-6.0% |
82.6%
-2.3% YoY
|
89.8%
+8.5% YoY
|
79.7%
-3.3% YoY
|
42% |
| Delinquency Rate |
2.1%
-54.3% YoY-9.2% QoQ
|
+0.5 |
1.6%
-3.1% YoY
|
1.1%
-24.1% YoY
|
1.3%
-2.1% YoY
|
79% |
| Loan To Share |
56.2%
+16.0% YoY+3.3% QoQ
|
-4.4% |
60.6%
-3.1% YoY
|
62.0%
-1.0% YoY
|
67.4%
-1.7% YoY
|
43% |
| AMR |
$9,514
-2.5% YoY+0.7% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$15,477
+4.9% YoY
|
$19,687
+2.0% YoY
|
26% |
| CD Concentration |
2.8%
-84.1% YoY-54.1% QoQ
|
-21.6% | 24.4% | 14.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.1% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)