BlastPoint's Credit Union Scorecard
BRIGHTVIEW
Charter #6527 · MS
BRIGHTVIEW has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.12% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.17% below tier average
- - Member decline: -5.6% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Mississippi.
- Shares and deposits -3.2% year over year ($30.8M in shares and deposits).
- Membership: 4,613 members, -5.6% vs a year ago.
- Delinquency rate 0.75%.
- Return on assets 0.32%.
- Efficiency ratio 88.56% vs a 88.77% peer average.
- Loan-to-share ratio 68.25% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MS) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
4,613
-5.6% YoY-1.1% QoQ
|
+2.0K |
2,585
-1.7% YoY
|
15,019
+10.4% YoY
|
34,678
+6.6% YoY
|
84% |
| Assets |
$37.6M
-1.3% YoY-1.5% QoQ
|
+$7.3M |
$30.3M
+1.5% YoY
|
$179.3M
+15.8% YoY
|
$593.1M
+10.2% YoY
|
66% |
| Loans |
$21.1M
-1.3% YoY-0.5% QoQ
|
+$5.6M |
$15.5M
-1.7% YoY
|
$118.9M
+12.9% YoY
|
$418.6M
+10.1% YoY
|
72% |
| Deposits |
$30.8M
-3.2% YoY-1.5% QoQ
|
+$5.0M |
$25.8M
+1.1% YoY
|
$142.7M
+16.5% YoY
|
$504.8M
+10.3% YoY
|
66% |
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| ROA |
0.3%
-65.8% YoY-31.4% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
6.8%
+536.0% YoY
|
1.2%
+121.4% YoY
|
19% |
| NIM |
4.0%
+3.1% YoY+2.5% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
4.4%
+0.2% YoY
|
3.8%
+2.3% YoY
|
57% |
| Efficiency Ratio |
88.6%
+9.8% YoY+4.0% QoQ
|
-0.2% |
88.8%
-6.9% YoY
|
168.1%
+110.0% YoY
|
83.0%
-5.3% YoY
|
68% |
| Delinquency Rate |
0.8%
-26.2% YoY+23.8% QoQ
|
-0.8 |
1.5%
+2.1% YoY
|
2.3%
+20.5% YoY
|
1.3%
+2.6% YoY
|
52% |
| Loan To Share |
68.3%
+1.9% YoY+1.1% QoQ
|
+9.4% |
58.9%
-3.1% YoY
|
65.7%
-3.6% YoY
|
66.4%
-1.4% YoY
|
64% |
| AMR |
$11,250
+3.4% YoY-0.1% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$12,280
+0.8% YoY
|
$20,028
-0.9% YoY
|
34% |
| CD Concentration |
16.6%
+6.1% YoY+1.1% QoQ
|
-8.0% | 24.6% | 19.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)