BlastPoint's Credit Union Scorecard
NORTH PLATTE UNION PACIFIC EMPLOYEE
Charter #65528 · NE
NORTH PLATTE UNION PACIFIC EMPLOYEE has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.08% above tier average
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 9.2% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 7.0% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,941
+1.2% YoY-1.4% QoQ
|
+1.3K |
2,615
-1.9% YoY
|
11,118
+2.3% YoY
|
33,374
+5.7% YoY
|
78% |
| Assets |
$42.3M
+2.7% YoY+1.6% QoQ
|
+$12.1M |
$30.1M
+2.1% YoY
|
$137.3M
+7.4% YoY
|
$561.6M
+9.7% YoY
|
71% |
| Loans |
$16.2M
-13.7% YoY-4.2% QoQ
|
+$474K |
$15.8M
-1.3% YoY
|
$99.6M
+9.6% YoY
|
$397.0M
+8.8% YoY
|
64% |
| Deposits |
$35.2M
+1.4% YoY+0.9% QoQ
|
+$9.5M |
$25.7M
+1.4% YoY
|
$116.6M
+5.9% YoY
|
$477.3M
+9.7% YoY
|
70% |
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| ROA |
0.7%
+55.1% YoY+0.3% QoQ
|
+0.1% |
0.6%
+10.8% YoY
|
0.6%
+50.8% YoY
|
0.7%
+15.9% YoY
|
51% |
| NIM |
2.8%
+11.6% YoY+0.1% QoQ
|
-1.1% |
4.0%
+4.0% YoY
|
4.0%
+10.2% YoY
|
3.8%
+5.1% YoY
|
Bottom 14.8% in tier |
| Efficiency Ratio |
76.2%
-11.6% YoY+1.9% QoQ
|
-6.4% |
82.6%
-2.3% YoY
|
81.4%
-6.7% YoY
|
79.7%
-3.3% YoY
|
40% |
| Delinquency Rate |
0.8%
-49.8% YoY+24.9% QoQ
|
-0.7 |
1.6%
-3.1% YoY
|
1.1%
-6.1% YoY
|
1.3%
-2.1% YoY
|
54% |
| Loan To Share |
46.2%
-14.9% YoY-5.0% QoQ
|
-14.5% |
60.6%
-3.1% YoY
|
70.8%
+0.1% YoY
|
67.4%
-1.7% YoY
|
28% |
| AMR |
$13,046
-5.1% YoY+0.6% QoQ
|
$-2K |
$14,783
-1.4% YoY
|
$17,066
+1.6% YoY
|
$19,687
+2.0% YoY
|
46% |
| CD Concentration |
25.3%
+6.7% YoY-2.7% QoQ
|
+0.9% | 24.4% | 22.3% | 19.8% | 50% |
| Indirect Auto % |
15.6%
-20.1% YoY-7.8% QoQ
|
+1.8% | 13.8% | 5.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)