BlastPoint's Credit Union Scorecard
JOLIET FIREFIGHTERS
Charter #65555 · IL
JOLIET FIREFIGHTERS has 7 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.52% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Efficiency Ratio: Top 6.3% in tier
- + Asset Growth Rate: Top 6.6% in tier
- + Deposit Growth Rate: Top 8.2% in tier
- + Loan Growth Rate: Top 8.7% in tier
- + Loan-to-Member Ratio (LMR): Top 9.1% in tier
Key Concerns
Areas that may need attention
- - Members Per Employee (MPE): Bottom 4.1% in tier
- - Fee Income Per Member: Bottom 8.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
582
+2.5% YoY+1.2% QoQ
|
-2.1K |
2,676
+1.6% YoY
|
22,133
+6.8% YoY
|
33,913
+5.7% YoY
|
16% |
| Assets |
$8.2M
+10.5% YoY+3.5% QoQ
|
$-22.0M |
$30.2M
+1.3% YoY
|
$406.0M
+9.7% YoY
|
$578.3M
+9.0% YoY
|
28% |
| Loans |
$5.6M
+11.2% YoY+0.7% QoQ
|
$-9.7M |
$15.3M
-2.0% YoY
|
$279.6M
+10.0% YoY
|
$402.4M
+8.7% YoY
|
37% |
| Deposits |
$7.3M
+10.1% YoY+3.5% QoQ
|
$-18.5M |
$25.8M
+0.7% YoY
|
$344.9M
+10.3% YoY
|
$494.3M
+9.1% YoY
|
29% |
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| ROA |
1.7%
-160.4% YoY+63.5% QoQ
|
+1.5% |
0.1%
-77.6% YoY
|
0.5%
-57.9% YoY
|
0.4%
-39.2% YoY
|
Top 11.8% in tier |
| NIM |
3.6%
+9.6% YoY+20.5% QoQ
|
-0.5% |
4.0%
+4.0% YoY
|
3.7%
-0.2% YoY
|
3.8%
+4.1% YoY
|
38% |
| Efficiency Ratio |
53.2%
-18.3% YoY-18.8% QoQ
|
-37.4% |
90.6%
+6.5% YoY
|
87.0%
+8.4% YoY
|
84.6%
+2.8% YoY
|
Top 6.3% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.2%
+7.3% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
77.2%
+1.1% YoY-2.7% QoQ
|
+18.7% |
58.5%
-3.0% YoY
|
60.2%
-0.9% YoY
|
65.6%
-1.4% YoY
|
78% |
| AMR |
$22,183
+7.9% YoY+1.0% QoQ
|
+$7K |
$14,884
-1.7% YoY
|
$15,723
+4.6% YoY
|
$19,920
+1.6% YoY
|
Top 14.9% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 14.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)