BlastPoint's Credit Union Scorecard
LINCOLN S.D.A.
Charter #65561 · NE
LINCOLN S.D.A. faces 3 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.16% below tier average
- - Efficiency ratio 17.77% above tier (higher cost structure)
- - Delinquency rate 1.08% above tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
- Shares and deposits -5.7% year over year ($8.6M in shares and deposits).
- Membership: 1,149 members, -0.3% vs a year ago.
- Delinquency rate 2.63%.
- Return on assets 0.33%.
- Efficiency ratio 106.54% vs a 88.77% peer average.
- Loan-to-share ratio 56.60% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,149
-0.3% YoY+0.3% QoQ
|
-1.4K |
2,585
-1.7% YoY
|
11,070
-2.8% YoY
|
34,678
+6.6% YoY
|
32% |
| Assets |
$9.9M
-3.9% YoY-1.8% QoQ
|
$-20.4M |
$30.3M
+1.5% YoY
|
$139.7M
+2.9% YoY
|
$593.1M
+10.2% YoY
|
31% |
| Loans |
$4.8M
-0.6% YoY-0.9% QoQ
|
$-10.6M |
$15.5M
-1.7% YoY
|
$101.1M
+5.0% YoY
|
$418.6M
+10.1% YoY
|
34% |
| Deposits |
$8.6M
-5.7% YoY-4.3% QoQ
|
$-17.2M |
$25.8M
+1.1% YoY
|
$119.4M
+3.3% YoY
|
$504.8M
+10.3% YoY
|
32% |
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| ROA |
0.3%
-114.6% YoY-145.4% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.1%
+69.2% YoY
|
1.2%
+121.4% YoY
|
20% |
| NIM |
3.8%
+41.5% YoY+9.8% QoQ
|
-0.1% |
3.9%
+0.9% YoY
|
4.1%
+6.3% YoY
|
3.8%
+2.3% YoY
|
45% |
| Efficiency Ratio |
106.5%
-30.9% YoY-8.1% QoQ
|
+17.8% |
88.8%
-6.9% YoY
|
79.7%
-2.7% YoY
|
83.0%
-5.3% YoY
|
Bottom 9.7% in tier |
| Delinquency Rate |
2.6%
+86.4% YoY+383.6% QoQ
|
+1.1 |
1.5%
+2.1% YoY
|
1.2%
+28.5% YoY
|
1.3%
+2.6% YoY
|
85% |
| Loan To Share |
56.6%
+5.3% YoY+3.5% QoQ
|
-2.3% |
58.9%
-3.1% YoY
|
69.5%
+0.0% YoY
|
66.4%
-1.4% YoY
|
47% |
| AMR |
$11,659
-3.6% YoY-3.3% QoQ
|
$-3K |
$14,963
-6.8% YoY
|
$17,408
+1.9% YoY
|
$20,028
-0.9% YoY
|
37% |
| CD Concentration |
35.9%
-6.8% YoY-6.2% QoQ
|
+11.3% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)