BlastPoint's Credit Union Scorecard
GALESBURG BURLINGTON
Charter #65712 · IL
GALESBURG BURLINGTON shows strong momentum with 8 strengths and 9.5% YoY member growth
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.29% above tier average
- + Strong member growth: 9.5% YoY
- + Efficiency Ratio: Top 1.6% in tier
- + Members Per Employee (MPE): Top 3.9% in tier
- + Member Growth Rate: Top 4.1% in tier
- + Net Charge-Off Rate: Top 5.8% in tier
- + Net Worth Ratio: Top 7.0% in tier
- + Deposit Growth Rate: Top 8.2% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 127 that size in Illinois.
- Shares and deposits +10.1% year over year ($40.7M in shares and deposits).
- Membership: 3,664 members, +9.5% vs a year ago.
- Delinquency rate 0.23%.
- Return on assets 1.78%.
- Efficiency ratio 41.33% vs a 88.77% peer average.
- Loan-to-share ratio 60.09% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,664
+9.5% YoY+0.2% QoQ
|
+1.1K |
2,585
-1.7% YoY
|
23,254
+11.8% YoY
|
34,678
+6.6% YoY
|
76% |
| Assets |
$56.8M
+8.3% YoY+1.5% QoQ
|
+$26.5M |
$30.3M
+1.5% YoY
|
$427.8M
+15.2% YoY
|
$593.1M
+10.2% YoY
|
81% |
| Loans |
$24.4M
-7.1% YoY-2.1% QoQ
|
+$9.0M |
$15.5M
-1.7% YoY
|
$298.4M
+15.0% YoY
|
$418.6M
+10.1% YoY
|
77% |
| Deposits |
$40.7M
+10.1% YoY+1.5% QoQ
|
+$14.9M |
$25.8M
+1.1% YoY
|
$358.8M
+15.8% YoY
|
$504.8M
+10.3% YoY
|
76% |
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| ROA |
1.8%
+36.5% YoY-20.8% QoQ
|
+0.3% |
1.5%
+241.5% YoY
|
1.1%
+953.5% YoY
|
1.2%
+121.4% YoY
|
Top 13.3% in tier |
| NIM |
3.2%
-7.6% YoY+0.0% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.7%
+1.5% YoY
|
3.8%
+2.3% YoY
|
24% |
| Efficiency Ratio |
41.3%
-23.7% YoY+51.4% QoQ
|
-47.4% |
88.8%
-6.9% YoY
|
84.5%
-59.6% YoY
|
83.0%
-5.3% YoY
|
Top 1.6% in tier |
| Delinquency Rate |
0.2%
+134.2% YoY-41.9% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
1.3%
-18.5% YoY
|
1.3%
+2.6% YoY
|
28% |
| Loan To Share |
60.1%
-15.6% YoY-3.5% QoQ
|
+1.2% |
58.9%
-3.1% YoY
|
60.1%
-3.0% YoY
|
66.4%
-1.4% YoY
|
52% |
| AMR |
$17,779
-6.0% YoY-0.1% QoQ
|
+$3K |
$14,963
-6.8% YoY
|
$15,331
+1.7% YoY
|
$20,028
-0.9% YoY
|
68% |
| CD Concentration |
27.0%
+26.5% YoY-4.1% QoQ
|
+2.4% | 24.6% | 14.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 6.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)