BlastPoint's Credit Union Scorecard
NORTHWEST HILLS
Charter #65803 · CT
NORTHWEST HILLS has 7 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.14% above tier average
- + Strong member growth: 34.5% YoY
- + Member Growth Rate: Top 1.1% in tier
- + Loan Growth Rate: Top 1.8% in tier
- + Asset Growth Rate: Top 1.9% in tier
- + Deposit Growth Rate: Top 2.8% in tier
- + Net Charge-Off Rate: Top 3.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.17% below tier average
- - AMR Growth Rate: Bottom 7.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits +16.4% year over year ($51.5M in shares and deposits).
- Membership: 5,000 members, +34.5% vs a year ago.
- Delinquency rate 0.26%.
- Return on assets 1.33%.
- Efficiency ratio 72.98% vs a 88.77% peer average.
- Loan-to-share ratio 57.05% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,000
+34.5% YoY+36.1% QoQ
|
+2.4K |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
Top 13.5% in tier |
| Assets |
$57.0M
+16.8% YoY+3.9% QoQ
|
+$26.7M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
81% |
| Loans |
$29.4M
+30.1% YoY+8.0% QoQ
|
+$13.9M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
82% |
| Deposits |
$51.5M
+16.4% YoY+5.4% QoQ
|
+$25.7M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
83% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.3%
-4.5% YoY+5.9% QoQ
|
-0.2% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
74% |
| NIM |
4.0%
-1.7% YoY+0.8% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
58% |
| Efficiency Ratio |
73.0%
+9.6% YoY-4.9% QoQ
|
-15.8% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
32% |
| Delinquency Rate |
0.3%
-62.5% YoY+159.7% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
30% |
| Loan To Share |
57.1%
+11.8% YoY+2.4% QoQ
|
-1.8% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
48% |
| AMR |
$16,174
-10.0% YoY-21.9% QoQ
|
+$1K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
61% |
| CD Concentration |
27.0%
+32.4% YoY+12.5% QoQ
|
+2.5% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % |
4.7%
-51.2% YoY-17.5% QoQ
|
-8.9% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)