BlastPoint's Credit Union Scorecard
NORTHWEST HILLS
Charter #65803 · CT
NORTHWEST HILLS has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.78% above tier average
- + Net Interest Margin 0.14% above tier average
- + AMR Growth Rate: Top 1.5% in tier
- + Loan Growth Rate: Top 1.8% in tier
- + Asset Growth Rate: Top 1.9% in tier
- + Deposit Growth Rate: Top 2.2% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.3% YoY
- - Indirect Auto Concentration (%): Bottom 10.0% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,721
-2.3% YoY+0.1% QoQ
|
+1.1K |
2,625
-2.2% YoY
|
13,754
+3.9% YoY
|
33,089
+6.1% YoY
|
76% |
| Assets |
$50.7M
+19.4% YoY+3.8% QoQ
|
+$20.8M |
$29.9M
+1.1% YoY
|
$223.0M
+8.2% YoY
|
$547.7M
+7.8% YoY
|
78% |
| Loans |
$24.8M
+25.2% YoY+9.9% QoQ
|
+$9.1M |
$15.8M
-2.4% YoY
|
$129.0M
+9.8% YoY
|
$388.7M
+8.6% YoY
|
77% |
| Deposits |
$45.9M
+19.7% YoY+3.6% QoQ
|
+$20.4M |
$25.5M
+0.4% YoY
|
$195.5M
+7.9% YoY
|
$464.6M
+9.3% YoY
|
79% |
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| ROA |
1.5%
+12.0% YoY+5.6% QoQ
|
+0.8% |
0.7%
-731.4% YoY
|
0.4%
-140.5% YoY
|
0.7%
+273.4% YoY
|
79% |
| NIM |
4.1%
-5.1% YoY-0.8% QoQ
|
+0.1% |
3.9%
+3.8% YoY
|
3.6%
+5.0% YoY
|
3.7%
+5.0% YoY
|
57% |
| Efficiency Ratio |
65.4%
-4.4% YoY-1.7% QoQ
|
-16.0% |
81.4%
-2.4% YoY
|
85.8%
+0.7% YoY
|
79.1%
-3.3% YoY
|
22% |
| Delinquency Rate |
0.6%
-22.7% YoY-8.8% QoQ
|
-0.9 |
1.5%
-2.0% YoY
|
1.2%
+0.2% YoY
|
1.2%
-0.9% YoY
|
48% |
| Loan To Share |
54.1%
+4.6% YoY+6.0% QoQ
|
-7.1% |
61.2%
-3.0% YoY
|
56.5%
+1.7% YoY
|
68.0%
-1.7% YoY
|
38% |
| AMR |
$18,996
+24.4% YoY+5.7% QoQ
|
+$4K |
$14,627
-2.7% YoY
|
$16,763
+4.9% YoY
|
$19,418
+1.3% YoY
|
75% |
| CD Concentration |
25.1%
+95.3% YoY+22.9% QoQ
|
+0.7% |
24.4%
+4.2% YoY
|
14.4%
+16.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % |
8.2%
-48.3% YoY-16.1% QoQ
|
-5.8% |
14.0%
-5.7% YoY
|
5.3%
-6.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)