BlastPoint's Credit Union Scorecard

NEW HAVEN COUNTY

Charter #65809 · CT

<100M
2508 CUs in <100M nationally 43 in CT

NEW HAVEN COUNTY demonstrates 6 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.99% above tier average
  • + Net Interest Margin 0.40% above tier average
  • + Loan Growth Rate: Top 4.1% in tier
  • + Asset Growth Rate: Top 4.9% in tier
  • + AMR Growth Rate: Top 5.0% in tier
  • + Deposit Growth Rate: Top 5.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 3,250
+0.2% YoY+0.5% QoQ
+573 2,676
+1.6% YoY
14,157
+8.2% YoY
33,913
+5.7% YoY
71%
Assets $35.1M
+12.0% YoY+5.1% QoQ
+$4.9M $30.2M
+1.3% YoY
$246.5M
+13.9% YoY
$578.3M
+9.0% YoY
65%
Loans $17.5M
+18.4% YoY+9.5% QoQ
+$2.2M $15.3M
-2.0% YoY
$136.3M
+13.4% YoY
$402.4M
+8.7% YoY
67%
Deposits $31.5M
+12.2% YoY+5.5% QoQ
+$5.7M $25.8M
+0.7% YoY
$217.1M
+13.8% YoY
$494.3M
+9.1% YoY
66%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 1.1%
-47.0% YoY-42.9% QoQ
+1.0% 0.1%
-77.6% YoY
0.6%
+218.7% YoY
0.4%
-39.2% YoY
74%
NIM 4.4%
-9.9% YoY-6.6% QoQ
+0.4% 4.0%
+4.0% YoY
3.6%
+1.6% YoY
3.8%
+4.1% YoY
74%
Efficiency Ratio 76.2%
+15.6% YoY+20.0% QoQ
-14.5% 90.6%
+6.5% YoY
83.6%
-6.8% YoY
84.6%
+2.8% YoY
37%
Delinquency Rate 0.3%
-8.8% YoY-67.4% QoQ
-1.2 1.5%
+3.8% YoY
2.5%
+122.5% YoY
1.2%
+3.4% YoY
37%
Loan To Share 55.5%
+5.6% YoY+3.8% QoQ
-3.0% 58.5%
-3.0% YoY
52.8%
-1.3% YoY
65.6%
-1.4% YoY
46%
AMR $15,066
+14.1% YoY+6.4% QoQ
+$182 $14,884
-1.7% YoY
$17,581
+5.9% YoY
$19,920
+1.6% YoY
56%
CD Concentration 12.4%
+45.1% YoY+13.9% QoQ
-11.9% 24.3% 14.5% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (6 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
105
Loan Growth Rate
growth
Value: 18.43%
Peer Median: -2.36%
#105 of 2508 Top 4.1% in <100M tier
123
Asset Growth Rate
growth
Value: 12.03%
Peer Median: 1.30%
#123 of 2508 Top 4.9% in <100M tier
126
AMR Growth Rate
growth
Value: 14.11%
Peer Median: 1.27%
#126 of 2508 Top 5.0% in <100M tier
149
Deposit Growth Rate
growth
Value: 12.15%
Peer Median: 0.66%
#149 of 2508 Top 5.9% in <100M tier
278
Members Per Employee (MPE)
engagement
Value: 541.667
Peer Median: 333.750
#278 of 2508 Top 11.0% in <100M tier

Top Weaknesses (2 metrics)

2056
Net Worth Ratio
risk
Value: 10.06%
Peer Median: 14.28%
#2056 of 2508 Bottom 18.1% in <100M tier
1901
Net Charge-Off Rate
risk
Value: 0.55%
Peer Median: 0.07%
#1901 of 2508 Bottom 24.2% in <100M tier
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