BlastPoint's Credit Union Scorecard
METROPOLITAN DISTRICT EMPLOYEES
Charter #65817 · CT
METROPOLITAN DISTRICT EMPLOYEES has 2 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 6.8% in tier
- + Loan-to-Member Ratio (LMR): Top 8.5% in tier
Key Concerns
Areas that may need attention
- - ROA 1.45% below tier average
- - Efficiency ratio 8.93% above tier (higher cost structure)
- - Delinquency rate 0.64% above tier average
- - Share Certificate Concentration (%): Bottom 9.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits +1.5% year over year ($30.3M in shares and deposits).
- Membership: 1,843 members, -1.5% vs a year ago.
- Delinquency rate 2.19%.
- Return on assets 0.04%.
- Efficiency ratio 97.70% vs a 88.77% peer average.
- Loan-to-share ratio 61.22% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,843
-1.5% YoY-0.3% QoQ
|
-742 |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
48% |
| Assets |
$34.7M
+2.2% YoY+1.5% QoQ
|
+$4.4M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
64% |
| Loans |
$18.5M
+5.9% YoY+4.7% QoQ
|
+$3.1M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
68% |
| Deposits |
$30.3M
+1.5% YoY-0.5% QoQ
|
+$4.5M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
65% |
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| ROA |
0.0%
-91.1% YoY
|
-1.5% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
Bottom 2.8% in tier |
| NIM |
2.9%
-3.8% YoY+2.2% QoQ
|
-1.0% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
Bottom 13.5% in tier |
| Efficiency Ratio |
97.7%
+14.4% YoY-0.8% QoQ
|
+8.9% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
84% |
| Delinquency Rate |
2.2%
+174.3% YoY+3.6% QoQ
|
+0.6 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
81% |
| Loan To Share |
61.2%
+4.3% YoY+5.3% QoQ
|
+2.3% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
54% |
| AMR |
$26,486
+4.7% YoY+1.7% QoQ
|
+$12K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
Top 6.9% in tier |
| CD Concentration |
37.4%
+15.3% YoY+1.7% QoQ
|
+12.9% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)