BlastPoint's Credit Union Scorecard

NEW HAVEN FIREFIGHTERS

Charter #65862 · CT

<100M
2508 CUs in <100M nationally 43 in CT

NEW HAVEN FIREFIGHTERS has 4 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.06% above tier average
  • + Net Interest Margin 1.32% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Net Worth Ratio: Top 9.1% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -2.5% YoY

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 706
-2.5% YoY-0.3% QoQ
-2.0K 2,676
+1.6% YoY
14,157
+8.2% YoY
33,913
+5.7% YoY
20%
Assets $6.0M
+2.6% YoY+1.0% QoQ
$-24.2M $30.2M
+1.3% YoY
$246.5M
+13.9% YoY
$578.3M
+9.0% YoY
22%
Loans $2.0M
-4.7% YoY-1.7% QoQ
$-13.2M $15.3M
-2.0% YoY
$136.3M
+13.4% YoY
$402.4M
+8.7% YoY
18%
Deposits $4.4M
+2.1% YoY+0.8% QoQ
$-21.4M $25.8M
+0.7% YoY
$217.1M
+13.8% YoY
$494.3M
+9.1% YoY
20%

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Tier 1
50+ financial metrics with peer benchmarks
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ROA 1.2%
+238.0% YoY
+1.1% 0.1%
-77.6% YoY
0.6%
+218.7% YoY
0.4%
-39.2% YoY
77%
NIM 5.3%
+28.2% YoY+25.2% QoQ
+1.3% 4.0%
+4.0% YoY
3.6%
+1.6% YoY
3.8%
+4.1% YoY
Top 7.8% in tier
Efficiency Ratio 79.0%
-13.7% YoY-21.7% QoQ
-11.6% 90.6%
+6.5% YoY
83.6%
-6.8% YoY
84.6%
+2.8% YoY
44%
Delinquency Rate 0.0%
-100.0% QoQ
-1.5 1.5%
+3.8% YoY
2.5%
+122.5% YoY
1.2%
+3.4% YoY
Top 0.1% in tier
Loan To Share 46.1%
-6.6% YoY-2.5% QoQ
-12.4% 58.5%
-3.0% YoY
52.8%
-1.3% YoY
65.6%
-1.4% YoY
30%
AMR $9,151
+2.4% YoY+0.3% QoQ
$-6K $14,884
-1.7% YoY
$17,581
+5.9% YoY
$19,920
+1.6% YoY
24%
CD Concentration 0.0% -24.3% 24.3% 14.5% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.5% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (8 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.65%
#1 of 2508 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.45%
#1 of 2508 Top 0.1% in <100M tier
196
Net Interest Margin (NIM)
profitability
Value: 5.33%
Peer Median: 3.83%
#196 of 2508 Top 7.8% in <100M tier
230
Net Worth Ratio
risk
Value: 26.17%
Peer Median: 14.28%
#230 of 2508 Top 9.1% in <100M tier
510
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.07%
#510 of 2508 Top 20.3% in <100M tier
587
Return on Assets (ROA)
profitability
Value: 1.21%
Peer Median: 0.61%
#587 of 2508 Top 23.4% in <100M tier

Top Weaknesses (7 metrics)

2053
Total Loans
balance_sheet
Value: $2.04M
Peer Median: $9.48M
#2053 of 2508 Bottom 18.2% in <100M tier
2010
Total Members
engagement
Value: 706
Peer Median: 1,918
#2010 of 2508 Bottom 19.9% in <100M tier
1995
Total Deposits
balance_sheet
Value: $4.42M
Peer Median: $18.77M
#1995 of 2508 Bottom 20.5% in <100M tier
1952
Total Assets
balance_sheet
Value: $5.95M
Peer Median: $21.86M
#1952 of 2508 Bottom 22.2% in <100M tier
1933
Members Per Employee (MPE)
engagement
Value: 235.333
Peer Median: 333.750
#1933 of 2508 Bottom 23.0% in <100M tier
1920
Loan-to-Member Ratio (LMR)
engagement
Value: $2,888
Peer Median: $4,923
#1920 of 2508 Bottom 23.5% in <100M tier
1909
Average Member Relationship (AMR)
engagement
Value: $9,151
Peer Median: $13,926
#1909 of 2508 Bottom 23.9% in <100M tier
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