BlastPoint's Credit Union Scorecard

NEW HAVEN FIREFIGHTERS

Charter #65862 · CT

<100M
2437 CUs in <100M nationally 43 in CT

NEW HAVEN FIREFIGHTERS has 3 strengths but faces 1 concern

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 0.82% above tier average
  • + Total Delinquency Rate (60+ days): Top 0.1% in tier
  • + Net Worth Ratio: Top 9.2% in tier

Key Concerns

Areas that may need attention

  • - ROA 0.81% below tier average

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
  • Shares and deposits +0.2% year over year ($4.4M in shares and deposits).
  • Membership: 716 members, -0.4% vs a year ago.
  • Delinquency rate 0.00%.
  • Return on assets 0.68%.
  • Efficiency ratio 86.04% vs a 88.77% peer average.
  • Loan-to-share ratio 46.66% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (CT) National Avg Tier Percentile
Members 716
-0.4% YoY+1.4% QoQ
-1.9K 2,585
-1.7% YoY
14,203
+5.8% YoY
34,678
+6.6% YoY
20%
Assets $5.9M
+1.1% YoY-0.2% QoQ
$-24.3M $30.3M
+1.5% YoY
$248.5M
+12.0% YoY
$593.1M
+10.2% YoY
22%
Loans $2.1M
-1.5% YoY+0.9% QoQ
$-13.4M $15.5M
-1.7% YoY
$139.3M
+11.4% YoY
$418.6M
+10.1% YoY
18%
Deposits $4.4M
+0.2% YoY-0.3% QoQ
$-21.4M $25.8M
+1.1% YoY
$217.7M
+11.5% YoY
$504.8M
+10.3% YoY
20%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.7%
-536.4% YoY-43.8% QoQ
-0.8% 1.5%
+241.5% YoY
1.1%
+193.3% YoY
1.2%
+121.4% YoY
42%
NIM 4.7%
+14.9% YoY-11.3% QoQ
+0.8% 3.9%
+0.9% YoY
3.6%
-1.0% YoY
3.8%
+2.3% YoY
83%
Efficiency Ratio 86.0%
-17.0% YoY+8.9% QoQ
-2.7% 88.8%
-6.9% YoY
90.9%
-27.8% YoY
83.0%
-5.3% YoY
63%
Delinquency Rate 0.0%
-100.0% YoY
-1.5 1.5%
+2.1% YoY
1.4%
+21.8% YoY
1.3%
+2.6% YoY
Top 0.1% in tier
Loan To Share 46.7%
-1.7% YoY+1.2% QoQ
-12.2% 58.9%
-3.1% YoY
53.6%
-1.6% YoY
66.4%
-1.4% YoY
31%
AMR $9,027
+0.1% YoY-1.4% QoQ
$-6K $14,963
-6.8% YoY
$17,514
+4.9% YoY
$20,028
-0.9% YoY
23%
CD Concentration 0.0% -24.6% 24.6% 14.9% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 4.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (7 metrics)

1
Total Delinquency Rate (60+ days)
risk
Value: 0.00%
Peer Median: 0.70%
#1 of 2437 Top 0.1% in <100M tier
1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 12.77%
#1 of 2437 Top 0.1% in <100M tier
226
Net Worth Ratio
risk
Value: 26.26%
Peer Median: 14.28%
#226 of 2437 Top 9.2% in <100M tier
343
Net Charge-Off Rate
risk
Value: 0.00%
Peer Median: 0.18%
#343 of 2437 Top 14.0% in <100M tier
421
Net Interest Margin (NIM)
profitability
Value: 4.72%
Peer Median: 3.87%
#421 of 2437 Top 17.2% in <100M tier

Top Weaknesses (8 metrics)

1992
Total Loans
balance_sheet
Value: $2.06M
Peer Median: $9.49M
#1992 of 2437 Bottom 18.3% in <100M tier
1950
Fee Income Per Member
profitability
Value: $11.64
Peer Median: $63.89
#1950 of 2437 Bottom 20.0% in <100M tier
1943
Total Members
engagement
Value: 716
Peer Median: 1,902
#1943 of 2437 Bottom 20.3% in <100M tier
1937
Total Deposits
balance_sheet
Value: $4.41M
Peer Median: $18.69M
#1937 of 2437 Bottom 20.6% in <100M tier
1905
Total Assets
balance_sheet
Value: $5.94M
Peer Median: $21.91M
#1905 of 2437 Bottom 21.9% in <100M tier
1876
Average Member Relationship (AMR)
engagement
Value: $9,027
Peer Median: $13,967
#1876 of 2437 Bottom 23.1% in <100M tier
1867
Loan-to-Member Ratio (LMR)
engagement
Value: $2,872
Peer Median: $4,937
#1867 of 2437 Bottom 23.4% in <100M tier
1849
Members Per Employee (MPE)
engagement
Value: 238.667
Peer Median: 328.333
#1849 of 2437 Bottom 24.2% in <100M tier
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