BlastPoint's Credit Union Scorecard
NORWALK HOSPITAL
Charter #65954 · CT
NORWALK HOSPITAL faces 8 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 1.43% below tier average
- - Efficiency ratio 10.71% above tier (higher cost structure)
- - Delinquency rate 0.15% above tier average
- - Member decline: -3.4% YoY
- - Net Interest Margin (NIM): Bottom 2.8% in tier
- - Loan-to-Share Ratio: Bottom 4.8% in tier
- - Net Worth Ratio: Bottom 8.8% in tier
- - Loan Growth Rate: Bottom 9.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 43 that size in Connecticut.
- Shares and deposits -1.6% year over year ($30.0M in shares and deposits).
- Membership: 2,091 members, -3.4% vs a year ago.
- Delinquency rate 1.69%.
- Return on assets 0.07%.
- Efficiency ratio 99.48% vs a 88.77% peer average.
- Loan-to-share ratio 19.00% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,091
-3.4% YoY+0.2% QoQ
|
-494 |
2,585
-1.7% YoY
|
14,203
+5.8% YoY
|
34,678
+6.6% YoY
|
54% |
| Assets |
$33.0M
-1.4% YoY+0.9% QoQ
|
+$2.7M |
$30.3M
+1.5% YoY
|
$248.5M
+12.0% YoY
|
$593.1M
+10.2% YoY
|
62% |
| Loans |
$5.7M
-16.7% YoY-2.0% QoQ
|
$-9.8M |
$15.5M
-1.7% YoY
|
$139.3M
+11.4% YoY
|
$418.6M
+10.1% YoY
|
38% |
| Deposits |
$30.0M
-1.6% YoY+1.0% QoQ
|
+$4.2M |
$25.8M
+1.1% YoY
|
$217.7M
+11.5% YoY
|
$504.8M
+10.3% YoY
|
64% |
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| ROA |
0.1%
-117.7% YoY-124.8% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
1.1%
+193.3% YoY
|
1.2%
+121.4% YoY
|
Bottom 4.6% in tier |
| NIM |
1.8%
+41.6% YoY+6.8% QoQ
|
-2.1% |
3.9%
+0.9% YoY
|
3.6%
-1.0% YoY
|
3.8%
+2.3% YoY
|
Bottom 2.7% in tier |
| Efficiency Ratio |
99.5%
-10.7% YoY-7.7% QoQ
|
+10.7% |
88.8%
-6.9% YoY
|
90.9%
-27.8% YoY
|
83.0%
-5.3% YoY
|
Bottom 14.0% in tier |
| Delinquency Rate |
1.7%
-60.9% YoY-10.7% QoQ
|
+0.1 |
1.5%
+2.1% YoY
|
1.4%
+21.8% YoY
|
1.3%
+2.6% YoY
|
75% |
| Loan To Share |
19.0%
-15.4% YoY-2.9% QoQ
|
-39.9% |
58.9%
-3.1% YoY
|
53.6%
-1.6% YoY
|
66.4%
-1.4% YoY
|
Bottom 4.7% in tier |
| AMR |
$17,087
-1.0% YoY+0.3% QoQ
|
+$2K |
$14,963
-6.8% YoY
|
$17,514
+4.9% YoY
|
$20,028
-0.9% YoY
|
65% |
| CD Concentration |
25.3%
+13.0% YoY+3.1% QoQ
|
+0.8% | 24.6% | 14.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)