BlastPoint's Credit Union Scorecard
NORWALK HOSPITAL
Charter #65954 · CT
NORWALK HOSPITAL faces 8 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.41% below tier average
- - Efficiency ratio 17.11% above tier (higher cost structure)
- - Delinquency rate 0.39% above tier average
- - Member decline: -3.7% YoY
- - Net Interest Margin (NIM): Bottom 2.7% in tier
- - Loan-to-Share Ratio: Bottom 5.0% in tier
- - Loan Growth Rate: Bottom 7.7% in tier
- - Net Worth Ratio: Bottom 9.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,087
-3.7% YoY-2.9% QoQ
|
-589 |
2,676
+1.6% YoY
|
14,157
+8.2% YoY
|
33,913
+5.7% YoY
|
53% |
| Assets |
$32.7M
-3.0% YoY+1.1% QoQ
|
+$2.5M |
$30.2M
+1.3% YoY
|
$246.5M
+13.9% YoY
|
$578.3M
+9.0% YoY
|
62% |
| Loans |
$5.8M
-18.7% YoY-5.9% QoQ
|
$-9.5M |
$15.3M
-2.0% YoY
|
$136.3M
+13.4% YoY
|
$402.4M
+8.7% YoY
|
38% |
| Deposits |
$29.7M
-3.3% YoY+1.2% QoQ
|
+$4.0M |
$25.8M
+0.7% YoY
|
$217.1M
+13.8% YoY
|
$494.3M
+9.1% YoY
|
64% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-0.3%
-49.5% YoY+211.5% QoQ
|
-0.4% |
0.1%
-77.6% YoY
|
0.6%
+218.7% YoY
|
0.4%
-39.2% YoY
|
16% |
| NIM |
1.7%
+42.4% YoY+10.6% QoQ
|
-2.3% |
4.0%
+4.0% YoY
|
3.6%
+1.6% YoY
|
3.8%
+4.1% YoY
|
Bottom 2.6% in tier |
| Efficiency Ratio |
107.7%
-11.0% YoY+9.7% QoQ
|
+17.1% |
90.6%
+6.5% YoY
|
83.6%
-6.8% YoY
|
84.6%
+2.8% YoY
|
Bottom 10.8% in tier |
| Delinquency Rate |
1.9%
+541.0% YoY-10.9% QoQ
|
+0.4 |
1.5%
+3.8% YoY
|
2.5%
+122.5% YoY
|
1.2%
+3.4% YoY
|
80% |
| Loan To Share |
19.6%
-16.0% YoY-7.1% QoQ
|
-38.9% |
58.5%
-3.0% YoY
|
52.8%
-1.3% YoY
|
65.6%
-1.4% YoY
|
Bottom 4.9% in tier |
| AMR |
$17,041
-2.5% YoY+3.0% QoQ
|
+$2K |
$14,884
-1.7% YoY
|
$17,581
+5.9% YoY
|
$19,920
+1.6% YoY
|
66% |
| CD Concentration |
24.6%
+2.3% YoY-0.3% QoQ
|
+0.3% | 24.3% | 14.5% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)