BlastPoint's Credit Union Scorecard
STAMFORD HEALTHCARE
Charter #66002 · CT
STAMFORD HEALTHCARE has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.07% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 1.62% above tier (higher cost structure)
- - Member decline: -3.5% YoY
- - Loan-to-Share Ratio: Bottom 4.4% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (CT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,175
-3.5% YoY-0.5% QoQ
|
-440 |
2,615
-1.9% YoY
|
14,275
+6.6% YoY
|
33,374
+5.7% YoY
|
55% |
| Assets |
$23.4M
-2.3% YoY+0.4% QoQ
|
$-6.8M |
$30.1M
+2.1% YoY
|
$241.1M
+14.1% YoY
|
$561.6M
+9.7% YoY
|
52% |
| Loans |
$4.0M
-7.7% YoY+2.2% QoQ
|
$-11.8M |
$15.8M
-1.3% YoY
|
$136.5M
+14.4% YoY
|
$397.0M
+8.8% YoY
|
29% |
| Deposits |
$20.5M
-3.1% YoY-0.0% QoQ
|
$-5.2M |
$25.7M
+1.4% YoY
|
$211.2M
+13.7% YoY
|
$477.3M
+9.7% YoY
|
53% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
+78.5% YoY+12.8% QoQ
|
+0.1% |
0.6%
+10.8% YoY
|
0.6%
+43.4% YoY
|
0.7%
+15.9% YoY
|
50% |
| NIM |
3.0%
+11.3% YoY+1.8% QoQ
|
-0.9% |
4.0%
+4.0% YoY
|
3.6%
+1.8% YoY
|
3.8%
+5.1% YoY
|
20% |
| Efficiency Ratio |
84.2%
-6.2% YoY-1.8% QoQ
|
+1.6% |
82.6%
-2.3% YoY
|
81.1%
-1.3% YoY
|
79.7%
-3.3% YoY
|
62% |
| Delinquency Rate |
1.0%
-44.8% YoY+26.3% QoQ
|
-0.6 |
1.6%
-3.1% YoY
|
1.5%
+7.3% YoY
|
1.3%
-2.1% YoY
|
59% |
| Loan To Share |
19.4%
-4.8% YoY+2.3% QoQ
|
-41.2% |
60.6%
-3.1% YoY
|
54.6%
-1.8% YoY
|
67.4%
-1.7% YoY
|
Bottom 4.3% in tier |
| AMR |
$11,239
-0.4% YoY+0.9% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$17,243
+6.0% YoY
|
$19,687
+2.0% YoY
|
35% |
| CD Concentration |
2.0%
+0.8% YoY+0.0% QoQ
|
-22.4% | 24.4% | 14.6% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)