BlastPoint's Credit Union Scorecard

OMAHA FIREFIGHTERS

Charter #66126 · NE

2556 CUs in <100M nationally 34 in NE

OMAHA FIREFIGHTERS has 3 strengths but faces 2 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.28% above tier average
  • + Indirect Auto Concentration (%): Top 0.0% in tier
  • + Total Assets: Top 9.7% in tier

Key Concerns

Areas that may need attention

  • - Member decline: -2.2% YoY
  • - Net Interest Margin (NIM): Bottom 8.6% in tier

Core Metrics

As of 2025-Q4

Metric Current vs Tier Tier Avg State Avg (NE) National Avg Tier Percentile
Members 3,672
-2.2% YoY-0.0% QoQ
+1.1K 2,615
-1.9% YoY
11,118
+2.3% YoY
33,374
+5.7% YoY
76%
Assets $75.3M
-2.9% YoY-0.9% QoQ
+$45.1M $30.1M
+2.1% YoY
$137.3M
+7.4% YoY
$561.6M
+9.7% YoY
Top 9.8% in tier
Loans $21.3M
-1.2% YoY-3.2% QoQ
+$5.5M $15.8M
-1.3% YoY
$99.6M
+9.6% YoY
$397.0M
+8.8% YoY
72%
Deposits $61.7M
-5.0% YoY-1.8% QoQ
+$36.0M $25.7M
+1.4% YoY
$116.6M
+5.9% YoY
$477.3M
+9.7% YoY
Top 11.4% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 0.9%
+40.1% YoY+2.4% QoQ
+0.3% 0.6%
+10.8% YoY
0.6%
+50.8% YoY
0.7%
+15.9% YoY
60%
NIM 2.5%
+20.1% YoY+2.6% QoQ
-1.4% 4.0%
+4.0% YoY
4.0%
+10.2% YoY
3.8%
+5.1% YoY
Bottom 8.6% in tier
Efficiency Ratio 68.4%
-5.4% YoY+0.3% QoQ
-14.2% 82.6%
-2.3% YoY
81.4%
-6.7% YoY
79.7%
-3.3% YoY
24%
Delinquency Rate 0.0%
-96.8% YoY-88.5% QoQ
-1.5 1.6%
-3.1% YoY
1.1%
-6.1% YoY
1.3%
-2.1% YoY
Bottom 13.0% in tier
Loan To Share 34.5%
+3.9% YoY-1.5% QoQ
-26.1% 60.6%
-3.1% YoY
70.8%
+0.1% YoY
67.4%
-1.7% YoY
Bottom 14.1% in tier
AMR $22,605
-1.9% YoY-2.1% QoQ
+$8K $14,783
-1.4% YoY
$17,066
+1.6% YoY
$19,687
+2.0% YoY
Top 12.9% in tier
CD Concentration 29.6%
-13.4% YoY+1.6% QoQ
+5.1% 24.4% 22.3% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 5.6% 7.8% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2556 peers in tier

Top Strengths (9 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: -
#1 of 2556 Top 0.0% in <100M tier
250
Total Assets
balance_sheet
Value: $75.29M
Peer Median: -
#250 of 2556 Top 9.7% in <100M tier
291
Total Deposits
balance_sheet
Value: $61.70M
Peer Median: -
#291 of 2556 Top 11.3% in <100M tier
330
Average Member Relationship (AMR)
engagement
Value: $22,605
Peer Median: -
#330 of 2556 Top 12.9% in <100M tier
333
Total Delinquency Rate (60+ days)
risk
Value: 0.01%
Peer Median: -
#333 of 2556 Top 13.0% in <100M tier
491
Members Per Employee (MPE)
engagement
Value: 459.000
Peer Median: -
#491 of 2556 Top 19.2% in <100M tier
548
Net Charge-Off Rate
risk
Value: 0.01%
Peer Median: -
#548 of 2556 Top 21.4% in <100M tier
622
Total Members
engagement
Value: 3,672
Peer Median: -
#622 of 2556 Top 24.3% in <100M tier
627
Efficiency Ratio
profitability
Value: 68.40%
Peer Median: -
#627 of 2556 Top 24.5% in <100M tier

Top Weaknesses (5 metrics)

2337
Net Interest Margin (NIM)
profitability
Value: 2.53%
Peer Median: -
#2337 of 2556 Bottom 8.6% in <100M tier
2194
Loan-to-Share Ratio
balance_sheet
Value: 34.54%
Peer Median: -
#2194 of 2556 Bottom 14.2% in <100M tier
2112
Deposit Growth Rate
growth
Value: -4.99%
Peer Median: -
#2112 of 2556 Bottom 17.4% in <100M tier
2099
Share Certificate Concentration (%)
balance_sheet
Value: 29.57%
Peer Median: -
#2099 of 2556 Bottom 17.9% in <100M tier
2001
Asset Growth Rate
growth
Value: -2.94%
Peer Median: -
#2001 of 2556 Bottom 21.8% in <100M tier
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