BlastPoint's Credit Union Scorecard
FUNERAL SERVICE
Charter #66253 · IL
FUNERAL SERVICE has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.39% above tier average
- + Loan-to-Share Ratio: Top 1.1% in tier
- + Loan-to-Member Ratio (LMR): Top 3.5% in tier
- + Average Member Relationship (AMR): Top 9.7% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.7% YoY
- - Share Certificate Concentration (%): Bottom 1.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IL) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
679
-2.7% YoY+0.7% QoQ
|
-2.0K |
2,676
+1.6% YoY
|
22,133
+6.8% YoY
|
33,913
+5.7% YoY
|
19% |
| Assets |
$9.8M
-2.3% YoY-1.4% QoQ
|
$-20.4M |
$30.2M
+1.3% YoY
|
$406.0M
+9.7% YoY
|
$578.3M
+9.0% YoY
|
31% |
| Loans |
$8.8M
-3.8% YoY-2.2% QoQ
|
$-6.5M |
$15.3M
-2.0% YoY
|
$279.6M
+10.0% YoY
|
$402.4M
+8.7% YoY
|
48% |
| Deposits |
$7.8M
-2.9% YoY-2.3% QoQ
|
$-18.0M |
$25.8M
+0.7% YoY
|
$344.9M
+10.3% YoY
|
$494.3M
+9.1% YoY
|
30% |
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| ROA |
0.5%
+135.2% YoY-465.9% QoQ
|
+0.4% |
0.1%
-77.6% YoY
|
0.5%
-57.9% YoY
|
0.4%
-39.2% YoY
|
46% |
| NIM |
4.0%
+13.9% YoY+5.4% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.7%
-0.2% YoY
|
3.8%
+4.1% YoY
|
59% |
| Efficiency Ratio |
85.7%
-7.6% YoY+5.9% QoQ
|
-4.9% |
90.6%
+6.5% YoY
|
87.0%
+8.4% YoY
|
84.6%
+2.8% YoY
|
60% |
| Delinquency Rate |
0.8%
-27.5% YoY-5.0% QoQ
|
-0.7 |
1.5%
+3.8% YoY
|
1.2%
+7.3% YoY
|
1.2%
+3.4% YoY
|
58% |
| Loan To Share |
112.8%
-0.9% YoY+0.1% QoQ
|
+54.3% |
58.5%
-3.0% YoY
|
60.2%
-0.9% YoY
|
65.6%
-1.4% YoY
|
Top 1.2% in tier |
| AMR |
$24,317
-0.7% YoY-2.9% QoQ
|
+$9K |
$14,884
-1.7% YoY
|
$15,723
+4.6% YoY
|
$19,920
+1.6% YoY
|
Top 9.7% in tier |
| CD Concentration |
61.2%
+6.4% YoY+7.8% QoQ
|
+36.9% | 24.3% | 14.0% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)