BlastPoint's Credit Union Scorecard
EDDYVILLE COOPERATIVE
Charter #66274 · NE
EDDYVILLE COOPERATIVE has 5 strengths but faces 7 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.84% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Deposit Growth Rate: Top 0.7% in tier
- + Asset Growth Rate: Top 0.9% in tier
- + AMR Growth Rate: Top 1.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.66% below tier average
- - Member decline: -13.8% YoY
- - Total Members: Bottom 1.5% in tier
- - Member Growth Rate: Bottom 3.6% in tier
- - Members Per Employee (MPE): Bottom 3.9% in tier
- - Total Loans: Bottom 8.9% in tier
- - Total Assets: Bottom 9.8% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Nebraska.
- Shares and deposits +27.1% year over year ($1.8M in shares and deposits).
- Membership: 106 members, -13.8% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.83%.
- Efficiency ratio 82.24% vs a 88.77% peer average.
- Loan-to-share ratio 37.92% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
106
-13.8% YoY-0.9% QoQ
|
-2.5K |
2,585
-1.7% YoY
|
11,070
-2.8% YoY
|
34,678
+6.6% YoY
|
Bottom 1.4% in tier |
| Assets |
$2.2M
+20.9% YoY+17.6% QoQ
|
$-28.1M |
$30.3M
+1.5% YoY
|
$139.7M
+2.9% YoY
|
$593.1M
+10.2% YoY
|
Bottom 9.7% in tier |
| Loans |
$665,579
-9.7% YoY+6.4% QoQ
|
$-14.8M |
$15.5M
-1.7% YoY
|
$101.1M
+5.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 8.9% in tier |
| Deposits |
$1.8M
+27.1% YoY+23.6% QoQ
|
$-24.0M |
$25.8M
+1.1% YoY
|
$119.4M
+3.3% YoY
|
$504.8M
+10.3% YoY
|
Bottom 10.5% in tier |
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| ROA |
0.8%
+0.5% YoY-71.6% QoQ
|
-0.7% |
1.5%
+241.5% YoY
|
1.1%
+69.2% YoY
|
1.2%
+121.4% YoY
|
51% |
| NIM |
4.7%
-13.6% YoY-33.9% QoQ
|
+0.8% |
3.9%
+0.9% YoY
|
4.1%
+6.3% YoY
|
3.8%
+2.3% YoY
|
83% |
| Efficiency Ratio |
82.2%
-2.2% YoY+34.4% QoQ
|
-6.5% |
88.8%
-6.9% YoY
|
79.7%
-2.7% YoY
|
83.0%
-5.3% YoY
|
54% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
1.2%
+28.5% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
37.9%
-29.0% YoY-14.0% QoQ
|
-21.0% |
58.9%
-3.1% YoY
|
69.5%
+0.0% YoY
|
66.4%
-1.4% YoY
|
19% |
| AMR |
$22,839
+32.6% YoY+19.5% QoQ
|
+$8K |
$14,963
-6.8% YoY
|
$17,408
+1.9% YoY
|
$20,028
-0.9% YoY
|
Top 13.3% in tier |
| CD Concentration |
13.5%
-19.6% YoY-18.7% QoQ
|
-11.1% | 24.6% | 22.2% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)